Thank you in advance!
Your input helps us build better tools for trade professionals like you. By completing this survey, you’ll be eligible to receive a $30 Amazon Gift Card (for first 20 verified respondents). Sharing your contact details is optional, but required to claim your gift card or opt in for a quick follow-up chat. Every response makes a difference!
About you
Name
Do you own or operate your own business?
*
Yes, I own a business
No, I work for someone else
Other
What trade or service do you specialize in?
*
General contractor
Plumber
HVAC Technician
Electrician
Roofer
Painter
Carpenter
Cleaner
Other
What's Your Business Name?
Do you have a business website?
What city and state do you live in?
*
What is the legal status of your business? (Please select one)
*
LLC (Limited Liability Company)
Corporation
Sole Proprietorship
Not Registered
Other
What are the main reasons you haven’t incorporated your business yet? (Select all that apply)
*
I don’t know how to register or incorporate
I've never had a time
I think it's too expensive
I'm not sure which structure is best for me (LLC, Corp, etc.)
I don't see the benefit
Other
Would you be interested in becoming incorporated in the future?
*
Yes
No
Not sure
How long have you been running your business?
*
Less than a year
1 - 3 Years
3 - 5 Years
>5 Years
> 10 Years
Do you work solo or with a team?
*
Solo
1 - 5 workers
6 - 10 workers
>10 workers
What is your average monthly business income? (Please select the range that best applies to you)
*
Less than $1,000
$1,000 – $4,999
$5,000 – $9,999
$10,000 - $14,999
$15,000 - $19,999
$20,000 - $24,999
$25,000 - $29,999
$30,000 - $40,000
$40,000 - $50,000
>$50,000
Prefer not say
Financial Habits & Challenges
What are your biggest business expenses? (Select all that apply, max 3)
*
Tools & equipment
Materials & supplies
Insurance & licenses
Vehicle/transport
Marketing & advertising
Staff wages
Other
Have you ever needed money to start or finish a job but didn’t have the cash available?
*
Yes
No
How often do you deal with cash flow issues (e.g., waiting for payments)?
*
Rarely
Occasionally
Frequently
Always
Never
Have you used a loan, cash advance, or credit line before for your business?
*
Yes
I tried but didn't qualify
No
What has stopped you from using a loan or credit option for your business so far? (Select all that apply)
I didn’t need one
I didn’t know where to apply
I don’t trust lenders
I’m afraid of debt
The process is too complicated
I’m concerned about high interest rates
I’m not sure I would qualify
Other
Do you currently have any outstanding business loans or debts?
*
Yes
No
If yes, please provide an approximate amount of your total outstanding business debt:
*
Less than $1,000
$1,000 – $4,999
$5,000 – $9,999
$10,000 – $24,999
$25,000 or more
Prefer not to say
What type(s) of business debt do you currently have? (Select all that apply)
*
Bank loan
Supplier credit
Credit card
Informal borrowing (friends, family, etc.)
Private lender or investor
Other
What risks do you associate with borrowing money for your business? (Select all that apply)
*
High interest rates
Damaging credit score
Inability to pay
Increased stress or pressure
Losing personal assets or collateral
None
Lending Preference
If you needed to borrow, how much would you typically need?
*
Less than $1,000
$1,000 - $5,000
$5,000 - $10,000
>$10,000
What kind of repayment schedule works best for you?
*
Weekly
Biweekly
Monthly
After I get paid for a job
Not sure
What matters most to you in a lending product? (Choose 3 max)
*
Fast Approval
Flexible payments
Low interest rates
Easy application
No hidden fees
No credit score check
Trusted by other trade pros
Would you feel comfortable sharing your job history or income with Kraftworks to apply for a business financing?
*
Yes
No
Maybe, depending on how it’s used
Would you be interested in using a Kraftworks business financing solution if it helped you take on more jobs or cover your costs upfront?
*
Yes
No
Maybe
Would you like to enter the reward draw for completing this survey?
*
Yes please!
No thank you
Enter your email address to claim your prize
Enter your phone number to claim your prize
Terms & Disclosure
Gift cards are limited to the first 20 verified responses from trade professionals in the U.S. who fully complete the survey and provide valid contact information. Kraftworks reserves the right to verify eligibility and limit rewards to one gift card per qualified respondent. This survey is conducted solely for research and product development purposes. It does not constitute a solicitation or offer for any loan or financial product.
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