1. IDENTIFICATION OF PARTIES
This Consulting Agreement (“Agreement”) is made between MyCashClient, LLC (“Company”), and
{firstName} {lastName} (“Client”). Collectively referred to as the
“Parties.”
2. FUNDING SERVICE TO BE PROVIDED
Company will assist Client in obtaining loans and/or credit cards (“Funding”) in the name of Client and/or the Client’s business. Client is under
no obligation to accept any funding offered and may specify preferred or excluded funding types. Funding may include personal loans, business
loans, credit cards (personal or business), or other credit products. The total requested amount may be distributed across multiple accounts.
Each lender will conduct its own credit inquiry. Credit may be issued in the business’s name but will require a personal guarantee from Client.
Client acknowledges full responsibility for the use, misuse, or non-use of any funding obtained through Company’s assistance.
3. USE OF SERVICE PROVIDERS
The company may fulfill services through affiliated partners or third-party vendors. Use of such providers does not alter Client’s obligations.
4. FEES OWED TO COMPANY
Client agrees to pay Company a fee of {utm_version}% of each Funding product approved and accepted by Client (“Fee”). Fees are only due upon
acceptance of funding. Company will issue an invoice per funding product; payment is due within 3 days. No fees are due if Client declines the
funding offered. Client will never owe any fees upfront or for cancellation to company or any affiliate/service provider partnered with
company.
5. SERVICE GUARANTEE
Company’s services are free if no funding is accepted. Client may cancel services at any time in writing. No oral cancellations are valid.
6. CREDIT IMPACT & FUNDING DISCLOSURE
Client acknowledges that applying for multiple credit products will result in multiple hard inquiries and will affect their credit score. Client
understands that funding may consist of personal loans, business loans, and/or credit cards all of which require a personal guarantee. Client
understands credit use will affect credit standing.
7. POWER OF ATTORNEY
Client grants MyCashClient, LLC a limited power of attorney (POA) to complete and submit funding applications on Client’s behalf. This POA is
strictly limited to activities related to this Agreement and is revocable in writing. All actions taken under this Power of Attorney shall be conducted
in good faith and in full compliance with applicable state and federal laws, including but not limited to the Electronic Signatures in Global and
National Commerce (ESIGN) Act and the Truth in Lending Act
(TILA), as applicable. The POA expires upon termination of this Agreement.
8. CLIENT RIGHTS & CO-SIGNER USE
Client has the right to request a list of lenders and may decline submissions to specific parties. If a co-signer is used, they must consent
separately and in writing. No applications will be submitted using any third party’s information without their explicit authorization. Each client
and co-signer must execute this agreement personally; no client may sign on behalf of another person or submit applications in another's
name without full legal authorization. Company is not liable for any submissions initiated by unauthorized third parties.
9. COOPERATION BY CLIENT
Client agrees to provide accurate financial information and cooperate with all lender requests. Some applications may require Client to apply
directly at Company’s direction. These are still subject to the same fee.
10. NON-CIRCUMVENTION
Client agrees not to intentionally use information, contacts, or lender access points provided through Company’s services to secure funding
directly, without compensating Company as agreed herein. This applies solely to funding opportunities where Company provided direct
application support or lender introduction, and shall remain in effect for 180 days following the termination of this Agreement.
11. LIMITATIONS OF LIABILITY
a. Company offers no guarantee of funding amount or approval.
b. Company has no control over APRs or credit terms.
c. Client is solely responsible for the use and repayment of obtained credit.
d. Company disclaims liability for credit decisions, defaults, or misuse of funding.
e. Company is not responsible for any credit damage resulting from funding processes initiated with Client's consent.
f. Company will perform all services in accordance with applicable federal, state, and local laws, including but not limited to the FTC Act, FCRA,
and applicable lending regulations.
12. REFUND & CANCELLATION POLICY
Fees are non-refundable once funding is accepted. If Client cancels before accepting funding, no fees are owed.
13. GOVERNING LAW
This Agreement is governed by California law and venue lies in Los Angeles County.
14. ATTORNEY'S FEES
Prevailing party in any dispute is entitled to recover legal fees and costs.
15. EFFECTIVE DATE
This Agreement becomes effective upon Client’s signature.
16. ACKNOWLEDGEMENT
Client understands that Company helps identify and submit applications for funding (personal loans, business loans, credit cards, or similar
products) through third-party lenders. Company is not a lender and does not issue or decide funding. Approved amounts may be spread across
multiple accounts. All credit is issued at the sole discretion of the lender, who will conduct its own credit inquiries. Credit may be issued under
the Client’s name, business name, or both—but always requires a personal guarantee from the Client or a principal.
Client accepts full responsibility for how any funding is used or not used. Client may cancel at any time with writien notice; oral cancellations are
not valid. No fees are charged unless funding is accepted. There are no upfront, cancellation or automatic charges. If funding is accepted, an
invoice will be issued, and payment is due as agreed.