MEDICAL TREATMENT AND INSURANCE RESPONSIBILITY
In the event of illness or injury, Bloomingdale Day Care and After School Program staff will take appropriate action,including administering first aid and contacting emergency medical services if necessary. Parents or guardians willbe notified as soon as possible.Parents/guardians agree to be financially responsible for all medical expenses incurred. Claims should besubmitted to the family’s personal health insurance provider as the primary source of coverage. While Bloomingdale Day Care maintains liability insurance, such coverage is limited and applies only in caseswhere the program is found to be legally responsible. The program and its staff are not financially liable for injuriesthat occur during normal play or routine activities, provided there is no evidence of negligence or misconduct.