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Welcome!

Welcome!

We're here to help you estimate your current life insurance needs using the DIMEF method (Debt, Income, Mortgage, Education, Final Expenses). This quick calculator will give you a clearer picture of how much protection your family may need, and may help you to organize some basic financial information. Let's get started!
13Questions
  • 1
    Nice to meet you!
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  • 2
    What is your approximate debt total, not including your mortgage, if you have one?
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  • 3
    What is your current annual income?
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  • 4
    How much money do you estimate to be currently remaining on your mortgage?
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  • 5
    Did you know? The cost of a 4-year degree averages $40,000. Multiply that by how many children you have, or enter "0" if none.
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  • 6
    How much does a funeral really cost? The average cost of a funeral right now is between $8,000-12,000. Crowdfunding funeral assistance through sites such as GoFundMe averages $2,600 per organizer, with many donations falling well below that. Did you know that you can plan ahead and bring family together to cover difficult times like these, fund time off from work for grief, travel expenses, or unexpected expenses?
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  • 7
    Do you currently have a life insurance policy through work, or carry a personal policy? If so, what is that coverage amount?
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  • 8
    We'll need this only to determine eligibility for your state's options, you won't receive any junk mail.
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    • Monaco
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    • Montenegro
    • Montserrat
    • Morocco
    • Mozambique
    • Myanmar
    • Nagorno-Karabakh
    • Namibia
    • Nauru
    • Nepal
    • Netherlands
    • Netherlands Antilles
    • New Caledonia
    • New Zealand
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    • Niue
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    • Northern Mariana
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    • Philippines
    • Pitcairn Islands
    • Poland
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    • Puerto Rico
    • Qatar
    • Republic of the Congo
    • Romania
    • Russia
    • Rwanda
    • Saint Barthelemy
    • Saint Helena
    • Saint Kitts and Nevis
    • Saint Lucia
    • Saint Martin
    • Saint Pierre and Miquelon
    • Saint Vincent and the Grenadines
    • Samoa
    • San Marino
    • Sao Tome and Principe
    • Saudi Arabia
    • Senegal
    • Serbia
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    • Suriname
    • Svalbard
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    • Sweden
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    • Syria
    • Taiwan
    • Tajikistan
    • Tanzania
    • Thailand
    • Timor-Leste
    • Togo
    • Tokelau
    • Tonga
    • Transnistria Pridnestrovie
    • Trinidad and Tobago
    • Tristan da Cunha
    • Tunisia
    • Turkey
    • Turkmenistan
    • Turks and Caicos Islands
    • Tuvalu
    • Uganda
    • Ukraine
    • United Arab Emirates
    • United Kingdom
    • United States
    • Uruguay
    • Uzbekistan
    • Vanuatu
    • Vatican City
    • Venezuela
    • Vietnam
    • British Virgin Islands
    • Isle of Man
    • US Virgin Islands
    • Wallis and Futuna
    • Western Sahara
    • Yemen
    • Zambia
    • Zimbabwe
    • Other
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  • 9
    We ask for your phone number in case you'd like a personalized review of your results or have questions about your estimate. No spam, no pressure, just options.
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  • 10
    Where can we send your questionnaire results?
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  • 11
    Based on your inputs, your estimated life insurance need is shown below. This number reflects the amount your loved ones may need to: * Pay off any debts owed * Replace your income for a period, providing stability and security * Cover the mortgage so your loved ones don't have to lose their home * Fund future education for your family * Take care of your final expenses It’s not about buying a policy. It’s about making sure the people who count on you won’t be left with questions, bills, or burdens. Want help reviewing your options or making this number work for your budget? Click "Next"
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  • 12
    We use this only to calculate your insurance estimate based on age. Your info is private and never sold.
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    Pick a Date
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  • 13
    By submitting this form, I agree to receive calls, text messages, and emails from The Miliare Group and its licensed representatives at the contact information I provided. These messages may be sent using automated technology, including prerecorded messages and auto-dialing systems. We respect your privacy. No spam. No selling your data. Ever. I understand that my consent is not required to obtain services, and that message and data rates may apply. I can withdraw my consent at any time.
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