• The Simple Budget Calculator

    Your 5-minute Monthly Spending Plan

  • *The Money Fit Simple Budget is designed for households with regular income. For infrequently or irregular income, estimate your take home using one of the other options.

  • Here Are Your Simple Budget Results

    INCOME:

    {MonthlyIncome}

    Savings:

    ${Savings}

    Food:

    ${Food}

    Housing:

    ${Housing}

    Utilities:

    ${Utilities}

    Transportation:

    ${Transport}

    Entertainment:

    ${Fun}

    Healthcare:

    ${Health}

    Subscriptions:

    ${Subs}

    Debts:

    ${Debts}

    BALANCE:

    {monthlyBudget}

     

     

     

     

  • You Have a Balanced Monthly Budget

    You have projected your expenses to be very nearly the same as your income. This means your budget is balanced.

    However, your task now is to ensure you stick to the projected expenses you have identified.

  • You Have a Positive Projected Monthly Budget

    You have projected your expenses to be less than your income. This means you are expecting to spend less money than you bring in.

    Consider one or more of the following ways to use the surplus:

    1. Save More
    2. Invest More
    3. Pay Down Debts (if applicable)

  • You Have a Negative Projected Monthly Budget

    At the end of the month, you will likely have a SHORTFALL in your finances.

    Consider one or more of the following ways to make up the difference:

    1. Earn additional income (overtime, side gigs, ask for a raise)
    2. Cut spending that is not related to your goals

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  • Should be Empty: