Client Acknowledgement & Agreement Logo
  • Client Acknowledgement & Agreement

    (In Compliance with the Credit Repair Organizations Act (15 U.S.C. § 1679) and Fair Credit Reporting Act (15 U.S.C. § 1681))
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    Legacy Financial Solutions maintains the right to operate in a professional, respectful, and safe environment at all times.

    By signing below, I acknowledge and agree that:

    • I have received, read, and fully understand the Terms of Service and Privacy Policy provided to me by Legacy Financial Solutions.

    • I understand that Legacy Financial Solutions is a credit services organization as defined under the Credit Repair Organizations Act (CROA), and that all services will be provided in compliance with applicable federal and state laws, including CROA and the Fair Credit Reporting Act (FCRA).

    • I understand that Legacy Financial Solutions cannot and does not guarantee any specific results or improvement in my credit score or credit profile.

    • I understand that I have the right to dispute inaccurate, unverifiable, or obsolete information on my credit reports with the credit bureaus and furnishers, and Legacy Financial Solutions will assist me in exercising this right in accordance with the FCRA (15 U.S.C. § 1681i, § 1681s-2).

    • I acknowledge that I have been provided a copy of the “Consumer Credit File Rights Under State and Federal Law” disclosure, as required by CROA.

    • I understand I have the right to cancel this agreement without penalty or obligation within three (3) business days from the date signed, as provided in the CROA “Right to Cancel” notice.
    • Any use of threats, intimidation, profanity, violence, or negative/abusive behavior toward our staff, partners, or business will result in immediate cancellation of your contract.
    • All payments made are non-refundable if a cancellation occurs due to such behavior.
    • Legacy Financial Solutions reserves the right to terminate contracts at its sole discretion if client conduct is deemed harmful or disruptive to operations.  
    • I understand all montly program payments are due every 30 days from the enrollment date. A 5-day grace period will be provided. As a courtesy, clients are allowed a one-time payment date adjustment upon request. If a payment is not received within 35 days, your account will be considered delinquent, and you will be dismissed from the program. To re-enroll, a new enrollment/start-up fee will be required.

    We are committed to serving all clients with integrity and excellence, and we ask for the same in return.


    By signing this document, I confirm that I have read, understand, and agree to all terms stated herein and wish to proceed with the services described.

     

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