RentFlow™ (DSCR) Lite Intake

RentFlow™ Lite Intake

💡 Lock in your best DSCR loan options in minutes. Time to Complete: 2–3 minutes — no hard credit pull required.
Section 1 — Referring Loan Officer or Broker

Who should receive loan updates? We’ll send all status updates and approvals to this person.
Full Name*

📌 Enter first name.📌 Enter last name.
Company / Brokerage Name
If applicable — helps us keep your deal aligned with your company’s records.
Email Address*
We’ll use this to send loan quotes, status updates, and key alerts. (No spam, ever.)
Phone Number*
Mobile preferred — for instant text or call updates during processing.
🔍 Pro Tip:

Double-check your contact info — this is the primary point of communication for your deal.
Section 2 — Borrower Contact & Credit

Borrower Details - We’ll use this to size the deal, match the best loan terms, and fast-track pre-approval.
Borrower Full Name*

First NameLast Name
Borrower Email*
We’ll send them closing docs, approval letters, and important updates.
Borrower Phone*
Mobile preferred — ensures we can reach them for time-sensitive requests.
Estimated Credit Score*
An estimate is fine — helps us match the borrower to the most competitive DSCR programs.
Does the Borrower Own a Primary Residence?*

✅ Yes – Owns a Primary Residence🚀 No – First-Time Buyer🏢 No – Only Owns Investment Properties

Borrower Experience & Entity Setup

📌 Tell us about the borrower’s investment background and LLC status.💡 This helps us align them with the right DSCR loan structure.
Section 1 — Real Estate Experience

💡 This gives us a quick snapshot of the borrower’s experience level with rental properties and renovations — helping us tailor the most competitive terms.
Number of Rental Properties Currently Owned *
Include all rentals — owned personally or through LLCs.
Number of Rehab Projects Completed (Past 36 Months)*
Tell us how many renovation projects the borrower has completed in the last 3 years (fix & flips, value-add rehabs, etc.).
Estimated Liquid Assets (Cash/Equivalents)*
Bank accounts, stocks, crypto, etc. (Do not include real estate equity.)
Section 2 — Entity Setup

💡 DSCR loans must close in an LLC or legal entity — this confirms how we’ll set up the deal.
LLC / Entity Name*
The legal name that will hold title. If not yet formed, type: “TBD – Forming Now.”
Entity Status*
📌 If an entity hasn’t been created yet, we can still issue a quote and help you form one later.

Property & Unit Details

We use this section to identify the property, confirm eligibility, and match it with the most competitive loan options.
Section 1 — Subject Property Address

📍 Enter the full property address you’re financing.
Subject Property Address*

Street Address

Street Address Line 2

CityState

Zip Code
Section 2 — Property Classification

🏠 Tell us about the property’s unit count, type, and current usage. This ensures accurate loan program matching and valuation.
Unit Count*
Select the total number of residential units on the property.
Property Type*
Select the option that best describes the property structure.
Rental Type*
Is this a long-term or short-term rental property?
Current Occupancy Status*
Select the option that best matches the property’s current use today.
Section 3 — Lease Details (If Applicable)

💡 If the property is leased, we’ll use this info to verify rental income for underwriting.
Monthly Rent Amount
Enter the total monthly rent received from all tenants.
Lease Start Date

MonthDayYear
Lease End Date

MonthDayYear

Purchase or Refinance

💡 We use this section to understand your transaction type and key numbers so we can size your loan, confirm eligibility, and move you toward funding faster.
Section 1 — Transaction Type
Is this a Purchase or Refinance?
Select whether you’re buying a property or refinancing an existing one.
Target Close Date*

MonthDayYear
Purchase Price (Purchase only)
Enter the agreed purchase price from your contract.
Original Purchase Date (Refinance only)

MonthDayYear
The date you originally acquired the property.
Estimated Current Property Value
Your best estimate of what the property is worth today.
Existing Loan Balance (Refinance only)
Total outstanding debt currently on the property.
Cash-Out Requested (Optional) (Refinance only)
If you’re taking cash out, enter the amount you’d like. Leave blank if none.

Income & Expense Summary

💡 These numbers help us calculate DSCR (Debt Service Coverage Ratio) and determine your maximum loan size. The more accurate you are, the faster we can size your deal.
Section 1 — Property Income

This section captures what the property is currently generating (or will generate) in gross rental income.
Gross Annual Rental Income*
Enter the total yearly rental income before expenses. 📌 For short-term rentals (STRs), use your total gross from the most recent calendar year or trailing 12 months (T12).
Section 2 — Operating Expenses

These are your yearly costs to keep the property running. We use them to calculate DSCR.
Annual Property Taxes*
Use your most recent property tax bill or an estimate based on market value.
Annual Property Insurance*
Total annual premium for hazard or landlord coverage. If no policy yet, estimate.
Annual HOA Fees (If Applicable)
Only if the property is part of an HOA. Leave blank if none.
Other Annual Expenses (If Applicable)
Include maintenance, STR utilities, or property management fees.
📌 Pro Tip:

We may apply industry-standard expense factors where needed, but accurate numbers will help us size the deal more precisely.

Loan Request & Origination Fee Desired

💡 Clear loan targets help us place the file with the right capital partner faster. If you’re unsure, leave fields blank and we’ll size the deal for you.
Section 1 — Loan Request

Provide the borrower’s desired loan terms or targets.
Desired Loan Amount
The total loan amount being requested. Leave blank to size based on LTV or DSCR.
Max LTV (if known)
The highest loan-to-value ratio the borrower will accept. Leave blank if unsure.
Minimum DSCR (if known)
If the borrower has a minimum DSCR threshold (e.g., 0.75, 1.10, 1.25), enter it here. Otherwise, leave blank.
📌 Pro Tip:

⚠ If nothing is entered above, we will size the loan using standard DSCR guidelines based on rental income and expenses.
Section 2 — Origination Fee Desired

Provide Fee for terms for disclosure and compliance.
Origination Fee Desired*
Enter the broker fee you are requesting. You may enter a % or a flat dollar amount.

📎 Upload Documents & Submit Intake

💡 The more you upload now, the faster we can evaluate and size your deal. You can also send docs later using DocDrop™ if not available today.
Section 1 — Upload Supporting Documents

You may upload multiple files to each category below. Drag & drop or click to browse.
📂 1. Borrower Identity & Credit Docs

Upload documents that verify borrower identity and credit history.
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📂 2. Entity & Financial Docs

Upload documents that verify the borrowing entity and financial position.
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📂 3. Property & Contract Docs

Upload documents related to the property and transaction.
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📂 4. Rental Income Docs

Upload proof of rental income for long- or short-term use.
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📝 5. Notes or Special Instructions
Provide any important details or clarifications for this deal.
🔒 Your information is secure.

Click Submit Intake for Review to complete your request — a loan advisor will follow up shortly.
Should be Empty:

RentFlow™ Lite Intake

Section 1 — Referring Loan Officer or Broker

🔍 Pro Tip:

Section 2 — Borrower Contact & Credit

Borrower Experience & Entity Setup

Section 1 — Real Estate Experience

Section 2 — Entity Setup

Property & Unit Details

Section 1 — Subject Property Address

Section 2 — Property Classification

Section 3 — Lease Details (If Applicable)

Purchase or Refinance

Section 1 — Transaction Type

Income & Expense Summary

Section 1 — Property Income

Section 2 — Operating Expenses

📌 Pro Tip:

Loan Request & Origination Fee Desired

Section 1 — Loan Request

📌 Pro Tip:

Section 2 — Origination Fee Desired

📎 Upload Documents & Submit Intake

Section 1 — Upload Supporting Documents

🔒 Your information is secure.