Form

Apply for Business Funding

Fast approvals. No obligation. Business-purpose only.
Owner Full Name*

First NameLast Name
Business State*
*California Application Notice
We’re not currently able to process applications from California businesses. If you’d like a referral to a California-licensed provider, email info@happytohelpfunding.com

No credit inquiry will be performed.
New York

New York Commercial Financing Disclosure
If your business is located in New York, state law requires standardized cost-and-term disclosures for covered commercial financing offers (generally up to $2.5M). You will receive the NY-required disclosure before you accept any offer.
Checkbox label: I have read and acknowledge the New York disclosure.
Refs: NY DFS final rule 23 NYCRR 600 (effective Aug 1, 2023).
Type a question*

I have read and acknowledge the New York disclosure.
Utah

Utah Commercial Financing Registration & Disclosure
If your business is in Utah, providers must be registered and must give required disclosures for covered commercial financing consummated on or after Jan 1, 2023. You will receive the Utah disclosure before or at consummation.
Checkbox label: I have read and acknowledge the Utah disclosure.
Refs: Utah DFI guidance; Utah Code §7-27-201 (registration) & §7-27-202 (disclosures).
Type a question*

I have read and acknowledge the Utah disclosure.
Virginia

Virginia Sales-Based Financing Disclosure
For Virginia businesses, providers of sales-based financing must give a disclosure form and obtain your signature at the time you accept an offer. If your financing offer is sales-based, you will receive this disclosure to review and sign before moving forward.
I have read and acknowledge the Virginia disclosure.
Connecticut

Connecticut Sales-Based Financing Disclosure
For businesses in Connecticut, providers of sales-based financing must deliver a standardized disclosure (effective July 1, 2024). You will receive Connecticut’s disclosure before you accept any financing offer.
Type a question*

I have read and acknowledge the Connecticut disclosure.
Florida

Florida Commercial Financing Disclosure
Florida law requires providers to furnish written disclosures for covered commercial financing of $500,000 or less (effective Jan 1, 2024). You will receive Florida’s disclosure before or at the time of consummation of financing.
Type a question*

I have read and acknowledge the Florida disclosure.
Georgia

Georgia Commercial Financing Disclosure
Georgia requires providers to provide disclosures for commercial financing of $500,000 or less (effective Jan 1, 2024). You will receive Georgia’s disclosure before consummation of financing.
I have read and acknowledge the Georgia disclosure.
Kansas

Kansas Commercial Financing Disclosure
Kansas law requires providers to give a disclosure for covered commercial financing (effective July 1, 2024). You will receive Kansas’s disclosure before or at the time you accept an offer.
Type a question*

I have read and acknowledge the Kansas disclosure.
Missouri

Missouri Commercial Financing Disclosure
For Missouri businesses, providers must deliver a disclosure before or at consummation of a financing agreement. Missouri’s law takes effect February 28, 2025. You will receive this disclosure with your offer.
Type a question*

I have read and acknowledge the Missouri disclosure.
Business Email Address*
example@example.com
Mobile Phone (SMS capable)
Please enter a valid phone number.
Business Name*
Time in Business*
Monthly Revenue*
Use of Funds*

Working CapitalEquipment FinancingExpansion / RenovationsPayroll / StaffingOther
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Apply for Business Funding

*California Application NoticeWe’re not currently able to process applications from California businesses. If you’d like a referral to a California-licensed provider, email info@happytohelpfunding.com

No credit inquiry will be performed.

*California Application Notice
We’re not currently able to process applications from California businesses. If you’d like a referral to a California-licensed provider, email info@happytohelpfunding.com