Terms of Service and Non-Disclosure Agreement for Tradeline Order
These legally binding Terms of Service ("Agreement") and Non-Disclosure Agreement ("NDA") establish a legally enforceable relationship between One Percent Group LLC ("Company," "We," or "Us") and the customer ("User," "Customer," or "Client") who engages in the purchase of tradeline services.
By placing an order and accessing or utlizing our services, you acknowledge that you have carefully read, fully understood, and unconditionally agree to be legally bound by these terms and conditions, including the obligations of the NDA.
If you do not agree with any part of this Agreement or the NDA, it is imperative that you refrain from proceeding with the order.
1. Order Placement and Information Accuracy:
1.1. Once an order is placed, it is explicitly understood that no changes can be made to the submited information. The User bears sole responsibility for ensuring that all information provided during the ordering process is accurate, complete, and up to date.
1.2. The User acknowledges and agrees that the information provided for the tradeline must precisely correspond to the information contained in their credit reports.
2. Guarantee and Limitations:
2.1. We do not guarantee any specific credit approvals or "boosts."
2.2. Tradelines are solely for reporting purposes, and the User acknowledges that they will not have access to the credit line or receive a physical card for use.
2.3. In the case of purchasing an American Express (Amex) Tradeline, it is clearly understood that Amex does not report credit history and will appear as a new line of credit.
2.4 In The case there is an issue with the line we replace it with one of equal or lesser value, this is done at our discretion.
3. Reporting and Posting:
3.1. Orders must be placed at least 3 business days before the statement date to be included in the same credit cycle reporting.
3.2. Orders placed within 1-2 business days or after the statement date will be included in the following credit cycle.
3.3. Tradelines typically take 1-15 business days to post after the statement date, excluding weekends and bank holidays.
3.4. While most Tradelines report to all three credit bureaus, we cannot guarantee posting to all three bureaus as it depends on individual credit files.
3.5. The Tradeline's utlization rating will be kept under 30% during the term of the line.
4. Fraud Alerts and Credit Freezes:
4.1. If the User has an active fraud alert or credit freeze on their credit report, it must be removed before purchasing, as it may result in non-posting or delayed posting.
4.2. Failure to remove the fraud alert or credit freeze will render the User ineligible for a refund, even if a warranty was included.
4.3 If you have an Active Negative Account with the same bank as your Tradeline, your line will most likely not Post, you will need to remove the negative account. We will not be responsible for non posting due to this even if warranty was purchased.
5. Warranty and Non-Posting Issues:
5.1. A Tradeline will be replaced or refunded only if we cannot provide a screenshot as proof of the authorized user's addition to the account or if a warranty is purchased or included.
5.2. We can provide proof of the authorized user's addition and instructions to facilitate posting.
5.3. If troubleshooting steps are completed and the Tradeline sell does not post, we cannot provide further assistance unless a warranty was purchased or provided.
5.4. Non-posting issues must be communicated via email, and a 3-bureau credit monitoring site must be submited for verification. Social media inquiries or credit karma screenshots will not be accepted for non-posting claims.
6. Support and Communication:
6.1. Any questions or inquiries about the order must be directed to our support team via email at Support@onepercentgroup.vip. Questions on social media platforms, Messenger, or Telegram regarding the order will not be answered.
7. Warranty Coverage and Limita�ons:
7.1. The warranty covers a single replacement per Tradeline purchase. If mul�ple Tradelines are purchased, a separate warranty must be purchased for each line.
7.2. The warranty applies to real credit profiles.
8. All Sales are Final; No Refunds:
8.1. The User explicitly acknowledges and agrees that all sales of tradeline services are final, and no refunds shall be provided unless explicitly stated otherwise in this Agreement.
8.2. Upon payment for tradeline services, the User understands and accepts that such payment is non- refundable under any circumstances, including but not limited to non-pos�ng, dissa�sfac�on with results, or changes in personal circumstances.
8.3. By proceeding with an order, you explicitly acknowledge and accept that all sales are final and comprehensively understand that no refunds shall be issued.
9. Discre�on of One Percent Group LLC:
9.1. Anything not explicitly covered under these Terms of Service shall be subject to the sole discre�on of One Percent Group LLC.
10. Non-Disclosure Agreement (NDA):
10.1. The User acknowledges that during the course of u�lizing our services, they may have access to confiden�al and proprietary informa�on of One Percent Group LLC, including but not limited to business strategies, financial informa�on, customer data, and trade secrets ("Confiden�al Informa�on").
10.2. The User agrees to maintain the utmost confiden�ality and agrees not to disclose, distribute, or share any of the Informa�on with any third party(this includes social media sites) without the prior writen consent of One Percent Group LLC.
10.3. The obliga�ons of confiden�ality shall remain in effect indefinitely and survive the termina�on of this Agreement.
10.4. This NDA does not apply to informa�on that (a) was already in the public domain at the �me of disclosure, (b) becomes publicly available through no fault of the User, or (c) is required to be disclosed by law.
10.5. Any breach of the NDA may result in legal ac�on and remedies available under applicable laws.
By proceeding with an order, you further confirm that you have read, comprehended, and irrevocably agreed to comply with all the terms and condi�ons delineated in this legally binding Agreement and NDA.