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  • LRAP 
    Laurie M. Tisch Loan Repayment Assistance Program
    Cardozo School of Law
    Center for Public Service Law * Office of Student Finance
    55 Fifth Avenue, New York, NY 10003
    Email: cardozolrap@yu.edu
    Web: www.cardozo.yu.edu/lrap
  • 2026 APPLICATION

  • Please Note

    Qualifying Student Loan Repayment Status Reminder

     

    Cardozo’s LRAP will only provide financial assistance to eligible graduates whose student loans (federal, institutional, and/or private) are in active repayment, which means, payments greater than $0 that are required each month/quarter. Student loans that are in deferment or forbearance, or have an Income Drive Repayment set at $0 per month, will not be considered. 

     

    • If all of your student loans are in active repayment, they will all be considered for LRAP assitance.
    • If a portion of your student loans are in active repayment, and the remaining portion are in deferment or forbearance, or have an Income Drive Repayment set at $0 per month, only the student loans that are in active repayment will be considered for LRAP assitance.
    • If none of your student loans are in active repayment, you will not be eligible to receive LRAP assistance during the 2026 program cycle.

     

    Please note - if you have federal student loans that were placed in an administrative forbearance by the Department of Education last year due to your enrollment in the SAVE repayment plan, in order to qualify for Cardozo’s LRAP, you will first need to officially change your repayment plan to a plan that places your loans into an active repayment status. 

     

    If you have any questions, please contact us: cardozolrap@yu.edu 

  • Application Information & Instructions

     

    PART 1

    Complete Sections A - G. You may skip any questions that are not applicable. Ex. if you are not married, please skip Section E "Spouse Information".  

     

    PART 2

    Upload the following supporting documentation below under Section H:

    • Tax Documents: A copy of your 2024 W-2 and Federal Income Tax Return (please redact your SSN). 
    • Employment Pay Stubs: A copy of your 3 most recent pay stubs.
    • Student Loan Statements: Copies of your most recent student loan billing statement for each educational loan for which you are responsible. The statement(s) from your student loan servicer(s) must include the monthly/quarterly repayment amount & the outstanding loan balance of each educational loan. Please submit the following (where applicable):
      • Private loan statements (3 most recent monthly statements)
      • Institutional loan statements (3 most recent monthly/quarterly statements)
      • Federal loan statements (3 most recent monthly statements)
    • Additional Documentation: Any supporting documentation concerning your resources and/or extraordinary expenses. 

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    2026 LRAP Application

     Submission Deadline: October 31, 2025

     

    Your 2026 LRAP application will NOT be processed if any of the required documentation is not properly submitted.

    You are required to furnish the LRAP Committee in writing if there are ANY changes to your employment, income, overall finances, student loan repayment plan(s) and/or $ amount(s), or any other pertinent details, from the date of your 2026 LRAP Application submission until the end of the 2026 LRAP funding cycle. 

  • 2026 LRAP APPLICATION

    PART 1

  • Section A: Primary Information

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  • Section B: Employment Information

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  • Section C: LRAP History

    Please Note - Due to a program restructuring, the 2023 LRAP cycle did not run. This did not affect eligible graduates' opportunity to receive a total of 6 years of LRAP assistance.

  • Section D: Student Loan Information

  • Federal Student Loan

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  • Private Student Loan

  • Institutional Student Loan

  • TOTAL STUDENT LOAN DEBT

  • PLEASE NOTE - If your federal loans have been placed in forbearance due to the blockage of the SAVE Plan, you will still need to include your federal student loan balance and any non-federal student loan balance in the Total Student Loan Debt field.

    However, DO NOT include your federal loans in the Total Monthly Student Loan Payment Amount field. 

  • Section E: Spouse Information

    If you have a spouse, you are required to have him/her complete the following section.

  • SPOUSE STUDENT LOAN INFORMATION

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  • I hereby certify that the information in Section E and any other spousal information included in this application is true and complete to the best of my knowledge.

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  • Section F: Monthly Income and Expenses

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  • If you and your spouse share a bank account, the $ figures should be noted in the Applicant column only. 

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  • If expenses are shared by all family members, the expense should be noted in the Applicant column. 

  • Section G: Other LRAPs

    Applicants are encouraged to take advantage of any other LRAP programs (such as state, federal, or employer LRAPs). Application and receipt of other LRAPs will be considered by Cardozo’s LRAP Committee, but will not necessarily disqualify an applicant.

    For calendary years 2024 and 2025, please identify any other LRAP programs for which you received and/or will receive funding. 

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  • 2026 LRAP APPLICATION

    PART 2

  • Section H: Supporting Documentation

    Upload the following supporting documentation:

    • Tax Documents: A copy of your 2024 W-2 and Federal Income Tax Return (please redact your SSN).
  • CLICK HERE TO UPLOAD YOUR TAX DOCUMENTS
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    • Employment Pay Stubs: A copy of your 3 most recent pay stubs.
  • CLICK HERE TO UPLOAD YOUR EMPLOYMENT PAY STUBS
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    • Student Loan Statements: Copies of your most recent student loan billing statement for each educational loan for which you are responsible. The statement(s) from your student loan servicer(s) must include the monthly/quarterly repayment amount & the outstanding loan balance of each educational loan. Please submit the following (where applicable):
      • Private loan statements (3 most recent monthly statements)
      • Institutional loan statements (3 most recent monthly/quarterly statements)
      • Federal loan statements (3 most recent monthly statements)
  • CLICK HERE TO UPLOAD YOUR STUDENT LOAN STATEMENTS
    Cancelof
    • Additional Documentation: Any supporting documentation concerning your resources and/or extraordinary expenses. 
  • CLICK HERE TO UPLOAD YOUR ADDITIONAL DOCUMENTATION
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  • 2026 LRAP APPLICATION

    VERIFICATION & SUBMISSION

     

    VERIFICATION - Part 1

    By checking each box below, you are confirming that you have reviewed and completed ALL of the required sections in Part 1 of the 2026 LRAP Application.

  • VERIFICATION - Part 2

    By checking each box below, you are confirming that you have submited all of the required supporting documentation listed in Part 2 of the 2026 LRAP Application.

  • I hereby certify that the information on this form is true and complete to the best of my knowledge. I agree to notify Cardozo’s LRAP Committee of any changes in the information reported in Parts 1 & 2 of the 2026 LRAP Application from the date of submission until the end of the 2026 LRAP cycle. I understand that I may be asked to provide documentation of information provided here. I affirm that funds provided to me through Cardozo’s LRAP will be used solely for my student loan repayment.

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  • SUBMISSION

    To officially submit your 2026 LRAP Application, please click the *SUBMIT* button below. 

    If you have any questions, please email cardozolrap@yu.edu. 

    Thank you for applying! 

  • Laurie M. Tisch Loan Repayment Assistance Program
    Cardozo School of Law
    Center for Public Service Law * Office of Student Finance
    55 Fifth Avenue, New York, NY 10003
    Email: cardozolrap@yu.edu
    Web: www.cardozo.yu.edu/lrap

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