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Fundability Scan Form
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1
Name of Business
*
This field is required.
Please provide your full legal business name as registered. If you're a Sole Proprietor using your personal name or a DBA, enter that name as your business name.
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2
Name of Business Owner
*
This field is required.
Please include the name of one of the Owners, or the Managing Partner.
First Name
Last Name
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3
Length of Time You've Been in Business.
*
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Please enter the number of years your business has been in operation.
Less than one year
1-2 years
2-5 years
5+ years
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4
Do you have a Dedicated Business Phone Number?
*
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This is a dedicated business phone number, separate from your personal line, used exclusively for business-related calls and communications.
YES
NO
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5
Business Phone Number
*
This field is required.
Include whatever phone number used for business related calls and communications.
Phone Number
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6
Do you have an official Business Address
*
This field is required.
Answer Yes, if you have a commercial office, virtual office, storefront or commercial mailbox address.
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NO
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7
Business Address
*
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Include whatever address you use for business correspondence.
Street Address
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Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
Somaliland
South Africa
South Ossetia
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
Trinidad and Tobago
Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
Isle of Man
US Virgin Islands
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Other
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8
Does Your Business Have a Business Email
*
This field is required.
A business email is a professional email address used for official communication related to your company, brand, or services. It typically uses your company’s domain name (e.g., info@buckjonesbizcredit.com). If you use one of the free providers like Gmail or Yahoo, answer No
YES
NO
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9
Business Email
*
This field is required.
Include whatever email address you use for Business purposes
example@example.com
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10
Does Your Business Have an EIN Number
*
This field is required.
An Employer Identification Number (EIN) is a unique nine-digit number issued by the IRS to identify your business for tax and legal purposes. It functions like a Social Security Number for your company. Even sole proprietors may need an EIN to separate personal and business finances
YES
NO
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11
Employer Identification Number (EIN)
9 Digit Number- Skip if you do not have one or if you do not know the number.
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12
Is Your Business a Registered Entity?
*
This field is required.
Did you register as an LLC, S-Corp or Partnership with a Secretary of State? Or are you operating as a Sole Proprietor?
LLC, S-Corp, C-Corp, Partnership
Sole Proprietor/no Entity
No
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13
Foreign Filing
*
This field is required.
Did You register your business in the same state that you operate in? Or did you choose a different state for legal purposes?
Entity in Same State
I registered out of State
N/A
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14
Does Your Business Have a Dun & Bradstreet Number (D-U-N-S Number)?
*
This field is required.
A D-U-N-S Number is a unique nine-digit identifier assigned to businesses by Dun & Bradstreet, used to establish and track a company’s credit profile
Yes
No
I don't know
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15
Using Personal Credit
*
This field is required.
Are you willing to use personal credit to grow your business with a loan?
YES
NO
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16
Personal Credit Score
*
This field is required.
Your personal credit score may be checked, even if you are not making a personal guarantee.
Below 600
601-639
640-699
700+
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17
Business Revenue
*
This field is required.
How much monthly revenue does your business currently generate?
Under $5,000/month
$5000+/month
Under $10,000/month
$10,000+/month
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18
Business Collateral
*
This field is required.
Do you have assets like a 401K, Stocks & Bonds, Accounts Receivables, or Equipment
YES
NO
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19
Calculation
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20
Image Field
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21
WEAK FUNDABILITY FACTOR
Being in business for less than two years doesn’t disqualify you—it simply means you’re in the early growth phase. While some traditional lenders may be more cautious, there are still plenty of funding options available, especially those designed for startups and emerging businesses. Building a strong foundation now helps you qualify for even broader financing opportunities as your business matures.
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22
STRONG FUNDABILITY FACTOR
You've been in business for over two years—a strong indicator of stability that lenders view favorably. This track record not only boosts your credibility but also opens the door to a broader range of funding options, including traditional bank loans, lines of credit, and growth-focused financing. Many lenders reserve their best terms for businesses with proven longevity
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23
MEDIUM FUNDABILITY FACTOR
Being in business for less than two years doesn’t disqualify you—it simply means you’re in the early growth phase. While some traditional lenders may be more cautious, there are still plenty of funding options available, especially those designed for startups and emerging businesses. Building a strong foundation now helps you qualify for even broader financing opportunities as your business matures.
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24
STRONG FUNDABILITY FACTOR
Having a dedicated business phone line signals professionalism and credibility—key traits lenders look for. It shows your business is established and serious, not just operating off a personal cell. This small detail can help build trust with funding providers and even support your business credit profile, expanding your access to financing options.
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25
WEAK FUNDABILITY FACTOR
Using a personal phone line for business may seem convenient, but it can limit your credibility with lenders and vendors. Without a dedicated business number, your company may appear less established, which can affect how funding providers assess your legitimacy. Upgrading to a separate business line is a simple step that strengthens your professional image and supports your overall fundability.
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26
STRONG FUNDABILITY FACTOR
Having a dedicated business address adds legitimacy and credibility to your company—key factors lenders and vendors look for. It signals that your business is established and separate from personal operations, which can improve your chances of securing funding and building business credit. A professional address also helps with consistency across applications, boosting your overall fundability.
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27
WEAK FUNDABILITY FACTOR
Not having a separate business address can raise red flags for lenders and vendors. Using a home address, P.O. Box, or UPS mailbox may make your business appear less established, which can limit funding options and delay credit approvals. Upgrading to a physical or virtual business address helps reinforce your legitimacy and strengthens your fundability profile
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28
STRONG FUNDABILITY FACTOR
Using a professional email address tied to your domain (like info@yourbusiness.com) signals credibility and brand consistency—qualities lenders and vendors value. It shows you're serious about your business, helps build trust, and reduces the risk of your communications being flagged as spam. This small detail strengthens your fundability and supports your business credit profile
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29
WEAK FUNDABILITY FACTOR
Using a free email service like Gmail or Yahoo for business can undermine your credibility with lenders and vendors. It may signal that your business isn’t fully established, which can limit funding opportunities. Upgrading to a domain-based email address is a simple yet powerful way to boost your professional image and improve your fundability
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30
STRONG FUNDABILITY FACTOR
Having an Employer Identification Number (EIN) is a key step in establishing your business as a separate legal entity. It’s required for opening business bank accounts, filing taxes, and applying for many types of funding. Lenders view an EIN as a sign your business is legitimate and structured for growth, which strengthens your fundability profile.
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31
WEAK FUNDABILITY FACTOR
Not having an Employer Identification Number (EIN) can limit your ability to access funding and build business credit. Many lenders and vendors require an EIN to verify your business identity and separate it from personal finances. Applying for an EIN is free and easy—and it’s a foundational move toward improving your fundability.
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32
STRONG FUNDABILITY FACTOR
Having a legally registered business entity—such as an LLC, corporation, or partnership—signals legitimacy and structure. Lenders and vendors view this as a key indicator that your business is real, accountable, and built for growth. It also helps separate your personal and business finances, which strengthens your fundability and opens doors to more financing options.
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33
WEAK FUNDABILITY FACTOR
Without a legally registered business entity, your business may appear informal or unverified to lenders and vendors. This can limit your access to funding and make it harder to build business credit. Registering your business as an LLC, corporation, or partnership is a foundational step toward establishing credibility and improving your fundability profile.
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34
WEAK FUNDABILITY FACTOR
Without a DUNS number, your business may be invisible to lenders and vendors who rely on Dun & Bradstreet to assess creditworthiness. This can limit your access to funding, partnerships, and contracts. Applying for a DUNS number is free and simple—and it’s a foundational step toward building business credit and improving your fundability profile.
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35
STRONG FUNDABILITY FACTOR
Having a DUNS number connects your business to a verified credit profile with Dun & Bradstreet—one of the major business credit bureaus. It helps lenders, vendors, and partners assess your credibility, track your payment history, and verify your identity. This boosts your visibility and strengthens your fundability, especially when applying for loans, contracts, or supplier terms
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36
WEAK FUNDABILITY FACTOR
Choosing not to use personal credit protects your personal finances, but it may limit your funding options—especially if your business credit is still developing. Many lenders rely on personal credit scores to assess risk, so opting out can mean stricter terms or fewer approvals. To strengthen your fundability without personal credit, focus on building a solid business credit profile, maintaining strong cash flow, and securing alternative financing sources.
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37
STRONG FUNDABILITY FACTOR
Being open to using personal credit can expand your funding options, especially in the early stages of business. Many lenders use personal credit scores to assess risk, and a strong score can unlock better terms, higher limits, and faster approvals. While it’s not a long-term strategy, leveraging personal credit strategically can help bridge the gap until your business credit is fully established
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38
WEAK FUNDABILITY FACTOR
A personal credit score below 680 may limit your access to certain funding options, especially those that rely on personal guarantees. Lenders may view this as higher risk, which can lead to stricter terms or lower approval odds. However, you can still qualify for alternative financing and focus on building strong business credit to offset personal score limitations and improve your overall fundability
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39
STRONG FUNDABILITY FACTOR
A personal credit score above 680 is a strong asset in your fundability profile. It signals financial responsibility and lowers perceived risk for lenders, which can lead to better loan terms, higher approval rates, and access to premium funding options. This score also helps you qualify for personal guarantees and credit-based financing while your business credit grows
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40
WEAK FUNDABILITY FACTOR
Monthly revenue under $5,000 may limit access to traditional funding, as lenders often look for consistent cash flow to assess repayment ability. However, you're not out of options—alternative financing, microloans, and credit-building strategies can still support your growth. Strengthening other fundability factors helps offset lower revenue and builds a foundation for future approvals.
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41
MEDIUM FUNDABILITY FACTOR
Generating between $5,000 and $10,000 in monthly revenue shows your business is gaining traction. While some lenders may still be cautious, this range opens the door to more funding options—especially if paired with strong credit and solid documentation. You're in a growth zone, and improving consistency can help unlock better terms and higher limits
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42
STRONG FUNDABILITY FACTOR
Monthly revenue above $10,000 is a strong indicator of financial stability and growth potential. Lenders view this as a positive signal, which can lead to wider funding access, better loan terms, and higher approval odds. This level of cash flow strengthens your overall fundability and positions your business for scalable financing.
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43
WEAK FUNDABILITY FACTOR
Not having business collateral doesn’t mean you’re out of funding options—it just means lenders may view your business as higher risk. This can lead to stricter terms or lower approval odds for traditional loans. However, unsecured financing options like SBA loans, business credit cards, and revenue-based funding are still available. Building strong cash flow and credit history can help offset the lack of collateral and improve your fundability.
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44
STRONG FUNDABILITY FACTOR
Having business collateral—such as equipment, inventory, or real estate—can significantly strengthen your funding profile. Lenders view collateral as a safety net, which often leads to better loan terms, higher approval rates, and access to larger credit lines. It signals that your business has tangible assets and is prepared to back its financial commitments
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45
Fundability Score
🟢 Favorable: 90–100 Eligible for a variety of funding options 🟡 Medium: 80–89 Eligible for many funding options, but need work to expand funding options 🔴 Unfavorable: Below 80 Eligible for limited funding options, needs work to expand funding options
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46
Fundability Score Between 90 - 100
Eligible for a variety of funding options
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47
Fundability Score Between 80 - 90
Eligible for many funding options, but needs work to expand them
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48
Fundability Score Below 80
Eligible for limited funding options, needs work to expand funding options
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49
If you have questions, please schedule an appointment to speak with a buck Jones Biz Credit expert.
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