Terms and Conditions for Online Insurance Quotes
10-14-2025
Ottawa Northern Insurance Service, Ltd.
www.northerninssvc.com
1. Purpose of Quote
The information you provide through this online form will be used to prepare an insurance quote estimate. This quote is for informational purposes only and does not constitute an offer, policy, or guarantee of coverage.
Final premiums, terms, and eligibility are determined after a full underwriting review by Ottawa Northern Insurance Agency and/or its partner carriers.
2. Accuracy of Information
You agree that all details submitted are accurate and complete to the best of your knowledge. Any incorrect, incomplete, or misleading information may result in:
- An inaccurate quote
- A delay or denial in coverage, or
- The cancellation of a policy if later found to be untrue.
3. No Coverage or Policy Issuance
Submitting this quote request does not provide or bind insurance coverage.
Coverage only becomes effective after:
- A full application is completed,
- All required information and documentation are reviewed,
- The carrier approves the risk, and
- The first premium payment is received and accepted
4. Use of Personal Information
By submitting this form, you authorize Ottawa Northern Insurance Agency to collect and use your information for the purpose of generating insurance quotes and communicating about insurance options. Your information will remain confidential and used only as permitted under applicable privacy laws.
5. Electronic Communication Consent
By providing your contact details, you consent to receive communications from Ottawa Northern Insurance Agency by phone, email, or text message regarding your insurance inquiry or related services. Message and data rates may apply. You may opt out at any time.
6. Partner Carriers
Ottawa Northern Insurance Agency works with multiple licensed insurance carriers to provide coverage for auto, home, commercial, life, and health insurance. Quotes may be based on preliminary information from one or more partner carriers, each of which maintains its own underwriting rules and policy terms.
7. Limitation of Liability
Ottawa Northern Insurance Agency is not liable for any damages or losses that may arise from the use of this website, quote form, or reliance on any preliminary quote provided. All quotes are estimates and subject to change upon full underwriting review.
8. Changes to Terms
These Terms and Conditions may be updated at any time without prior notice. The revised version will be posted here with an updated effective date.
9. Contact Information
If you have any questions regarding these Terms and Conditions, please contact:
Ottawa Northern Insurance Agency
605 Clinton Avenue Ottawa, Il 61350
Phone: 815-433-0560
Email: rfouth@northernins.com Website: www.northerninssvc.com