Family information
This section tells us a bit about your family dynamics
General Eligibility Criteria (Please check the boxes below):
*
Applicant/s are Canadian citizens or permanent residents (3 years permanent residence in Canada)
Applicant/s currently reside in the Southeast BC region and have lived here for the past 2 years
Applicant/s have guardianship and primary care (minimum 50% custody) of at least one child under age 16, or an older child incapable of living on their own
Primary applicant
*
First Name
Last Name
Email
*
example@example.com
Phone Number
*
Please enter a valid phone number.
Co-applicant (if applicable)
First Name
Last Name
Email
example@example.com
Phone Number
Please enter a valid phone number.
Address
*
Street Address
Street Address Line 2
City/Province
Postal Code
Postal Code
Children
*
If two children of the same gender cannot share a bedroom, please specify the reason:
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Homeownership information
This section tells us about your current and previous housing situations
What is your current monthly rent?
*
Is this rental amount subsidized? If so, what is your actual monthly payment?
Do you currently own or have an interest in a home, investment property, or land anywhere in the world?
*
Please Select
Yes
No
Have you ever owned a home, or has your name been on title of any property or land?
*
Please Select
Yes
No
If you answered Yes to either question above, please explain, detailing any foreclosure:
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Financial information
This section will help us determine your ability to pay for and maintain a mortgage on a Habitat home
Household income:
Total annual gross household income:
*
Based on line 15000 on your income tax return
Annual Canada Child Benefit amount:
*
Other income (casual work, disability income, child support, etc):
*
Household debt:
Information about applicant and co-applicant's debt load
Total amount owing on all credit cards
*
Monthly payment amount:
Total amount owing on all vehicle lease/loans
*
Monthly payment amount:
Total amount owing on all other loans/lines of credit:
*
Monthly payment amount:
Have either the applicant or co-applicant declared bankruptcy or had a consumer proposal?
*
Please Select
Yes
No
If you answered Yes, has this been discharged for at least 3 years?
Please Select
Yes
No
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Consents and disclosures
Please complete these sections that are related to the Homeownership Program's 3 main pillars
Ability to Pay (check box to agree)
*
Applicant/s understand that they will be required to share their last 3 years of financial information with Habitat Southeast BC
Applicant/s agree to a credit check
Willingness to partner (check box to agree)
*
We will act as 'ambassadors' of Habitat Southeast BC, which may include speaking to the press, being photographed for promotional material, and attending public events as required
We are willing to live respectfully in a complex with other families who may be from various ethnic, religious, and cultural backgrounds
We will abide by all the rules, policies, and criteria established by Habitat Southeast BC in accordance with Habitat Canada and the CRA
We will complete 500 volunteer hours within 2 years (equivalent to 6 hours per week volunteering) in accordance with Habitat Southeast BC guidelines
Housing Need (please check all that apply)
*
You are paying more than 30% of our total gross (before-tax) income toward rent
Your home requires major repairs
Medical disabilities and/or general health conditions are stressed by current housing (mould, accessibility, etc)
Overcrowding for the number of people in the home
The location of your home is not accessible to schools, shopping, and transportation
Your neighbourhood is not considered safe
None of these apply
How do you feel that owning a Habitat home would benefit your family?
*
Please verify that you are human
*
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