• Risk Profile Questionnaire

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  • What does the Risk Questionnaire do?

    The purpose of this questionnaire is to help the Financial Adviser and client to determine the client's investment risk profile to guide them in the selection of a suitable investment solution.
  • What will be your investment term: (How long will you keep your money Invested)
  • Required risk: In view of the goal you want to achieve, which statement best describes your objectives for this investment?
  • Risk tolerance: What would you do if you started to lose the money you've invested?
  • Risk capacity: What impact would it have on your standard of living if you were to lose the money that you have invested?
  • Risk Score outcome

  • Risk Category Details

    Conservative
    Conservative Investors want stability and are more concerned with protecting their current investments than increasing the real value of their investments. A Conservative Investor is generally seeking to preserve capital and as a trade-off is usually prepared to accept lower investment terms.

    Moderately Conservative
    Moderately Conservative Investors are those who want to protect their capital and achieve some real increase in the value of their investments. This Investor is usually seeking a diversified investment portfolio with exposure to a broad range of investment sectors.

    Moderate
    Moderate Investors are long-term Investors who want reasonable but relatively stable growth. Some fluctuations are tolerable, but Moderate Investors want less risk than that attributable to a fully equity based investment.

    Moderately Aggressive
    Moderately Aggressive Investors are long-term Investors who want real growth in their capital. A fair amount of risk is acceptable.

    Aggressive
    Aggressive Investors are long-term Investors who want high capital growth. Substantial year-to-year fluctuations in value are acceptable in exchange for a potentially high long-term return. An Aggressive Investor is comfortable accepting high volatility in their capital with the risk of short to medium-term periods of negative returns. They are willing to trade higher risk for greater long-term return and have a long investment objective. This investor is usually seeking a diversified portfolio with exposure to a broad range of investment sectors.

  • Note: You have been made aware that due to the restrictions imposed by Regulation 28 of the Pension Funds Act, you are unable to select certain portfolio combinations. As a result, you acknowledge that, although the portfolios chosen are not in line with your risk profile, they comply with Regulation 28 requirements.

  • Risk Profile Result*
  • Date of Signature:*

  • Disclaimer
    The provision and use of this risk questionnaire does not constitute advice by Liberty. Any legislative, technical or tax information provided is subject to change from time to time. Whilst every attempt has been made to ensure accuracy of the information and calculations contained herein, no responsibility for any errors that may occur or for any damage suffered as a result of such errors will be accepted by Liberty. The analysis results provided are based on the information provided and should not be relied on in isolation. Any recommendations made must take into account the personal circumstances and specific needs of the client.

  • SWL FINANCIAL SERVICES – Licensed Financial Services Provider in terms of Section 8 of the Financial Advisory and Intermediary Services Act, 2002. (Act No 37 OF 2002) (Licence Number 34914)

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