Beacon Home Inspection Services
(561) 889-3595 | www.BeaconHomeInspectionServices.com
Insurance Inspection Pre-Inspection Agreement
1. Scope of Inspection
This agreement covers a limited visual inspection strictly for the purpose of completing a Wind Mitigation and/or 4-Point Insurance Inspection as requested by the client or insurance company. The inspection is not a full home inspection and does not determine overall property condition, code compliance, or value. All findings are based solely on visible, readily accessible areas at the time of inspection. Hidden or concealed conditions are outside the scope of this service.
2. Limitations
The inspector will not move insulation, belongings, or panels not designed for normal access. No destructive, invasive, or technically exhaustive procedures will be performed. The report is intended for insurance underwriting purposes only and not for repair decisions, negotiations, or warranties.
3. Client Responsibilities
The client or their representative must ensure the property is accessible and that all necessary utilities (electric, water, HVAC) are operational at the time of inspection. If access is limited or conditions prevent the inspection, a $125 rescheduling fee may apply.
4. Liability
Beacon Home Inspection Services' total liability for any claim or loss related to this inspection, including negligence, is limited to the inspection fee paid. This inspection does not guarantee roof condition, electrical safety, plumbing performance, or HVAC efficiency. No warranty, guarantee, or insurance coverage is implied or provided.
5. Use of Report
The report and accompanying photos are intended solely for the named client and their insurance carrier. They may not be relied upon by any third party without written authorization from Beacon Home Inspection Services. The report is valid only for the conditions observed on the inspection date.
6. Dispute Resolution
Any dispute arising from this inspection shall be resolved through binding arbitration under the rules of the American Arbitration Association, with venue in the county of inspection. The prevailing party shall be entitled to reasonable attorney fees and costs.
7. Acknowledgment
I acknowledge that I have read and understand the terms of this agreement. I understand that this inspection is limited in scope and designed solely to satisfy insurance requirements for Wind Mitigation and/or 4-Point purposes.