• CONTRACT NOTICE: By completing and submitting this form, you acknowledge that this intake form serves as a legally binding service agreement (contract) between you and RTCC Credit Repair. Please read all sections carefully before signing.

  • 🌿 RTCC Credit Repair

    Ready to take control? Our General Credit Repair Program is designed to help you rebuild, restore, and elevate your credit the right way — with structure, compliance, and real results.

  • Program Details

    Credit Repair Services are a one time fee of $375. This program is designed to provide you with a personalized approach to your credit goals. Each client receives a detailed credit analysis, a strategic dispute plan based on their individual credit profile, and ongoing guidance throughout the process.

    My goal is to help you understand your credit, address inaccurate or questionable information, and build a stronger financial foundation so you can move confidently toward your financial goals.

    Please understand that every credit profile is different. Results and timelines will vary based on your individual circumstances, the information being reported, and how the credit bureaus respond.

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    Payment Method

    💳 Payments are made through invoice and Apple Pay only.

    You will receive your invoice shortly after submission.

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  • What To Expect After Enrollment

    Once your onboarding form and payment are submitted, your file will officially be reviewed and added into our system. Clients can expect:

     

    ✅ Initial credit analysis within 3–7 business days
    ✅ Personalized dispute strategy based on individual reports
    ✅ Updates throughout the process
    ✅ Guidance on improving overall credit habits & profile strength
    ✅ Recommendations for credit-building products when applicable

    ✅ Updates every 30–45 days

     Please understand that credit repair is a process and results vary depending on reporting accuracy, creditor investigations, and overall credit history.

  • Client Responsibilities

    To ensure the best possible results, clients agree to:

    • Avoid applying for excessive new credit during active disputes

    • Understand that no specific score increase or deletion can ever be guaranteed

    • Submit all requested documents honestly and accurately

    • Maintain monthly active credit monitoring during the program. We require clients to sign up for Kikoff. If that does not work for you, Ava is another option. 

  • Communication Policy

    RTCC Credit Repair values communication and transparency. Please allow reasonable response times during business hours. While updates are provided throughout the process, credit bureaus and creditors operate on their own investigation timelines.

     Business Hours:

    Tuesday, Wednesday, and Thursday| 9AM–6PM EST

  • Payment & Chargeback Policy*
  • Credit Monitoring Requirement Agreement*

  • Final Acknowledgment

    • I understand that credit repair is not an overnight process and that results cannot be promised or guaranteed.
    • I acknowledge that RTCC Credit Repair is providing educational and dispute assistance services in compliance with federal and state guidelines.
    •  I have reviewed the information provided and voluntarily agree to proceed with services.
  • By submitting payment, the client acknowledges they are voluntarily purchasing credit education and dispute assistance services from RTCC Credit Repair.Clients agree not to initiate payment disputes or chargebacks for services already rendered, consultations provided, dispute work completed, or digital resources delivered.Fraudulent chargebacks may result in documentation, agreements, communication records, and proof of service being submitted to the financial institution.*
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