Home Repair & Accessibility Program (Round 2)Grant

Home Repair & Accessibility Program (Round 2)Grant

UPDATE: There is NO funding available at NWHP. This is a wait list ONLY. This program is funded by the Illinois Housing Development Authority (IHDA) and administered by North West Housing Partnership (NWHP). The HRAP R2 grant program may address long over-due home repairs that affect the health and safety of households. Low to moderate income homeowners may qualify for home repairs to be performed by professional contractors. This is a forgivable loan forgiven after 5 years (3 years for Roof only). *Please contact NWHP for grant details. NWHP has a substantial wait list. Wait list placement does NOT guarantee assistance. Please read each question carefully! Incomplete forms will not be accepted. DO NOT SUBMIT FORM IF YOU ARE NOT ELIGIBLE!
North West Housing Partnership

Contact: Michelle S. Hill, ECHM, MBA-Program Director/HUD Certified Housing Counselor (847) 969-0561 michellehill@nwhp.net
Full Name

First NameLast Name
Co-applicant

First NameLast Name
Email Address
example@example.com
Phone Number
Please enter a valid phone number.Format: (000) 000-0000.
(SELECT ONLY ONE) Please select program type (DO NOT SELECT MORE THAN ONE):
Select County (WE DO NOT SERVICE THE CITY OF CHICAGO)
NWHP does not service the City of Chicago
Home Address (Only SUBURBAN Cook, DuPage, Kane, & McHenry County) DO NOT SUBMIT IF YOU ARE IN THE CITY OF CHICAGO.

Street Address

Street Address Line 2
CityState / ProvincePostal / Zip Code
Is the property a mobile home?
For mobile home properties ONLY:
Do you own and occupy the property to be repaired? (if no, you are not eligible for HRAP R2)
What is the present balance on your home mortgage?
Do you have a second mortgage on your home?
What is the balance on your second mortgage?
Are your mortgage payments up to date? (if no, you are not eligible for HRAP R2) If your mortgage statement is more than 30 days past due, you have late fees, past balance fees, overage fees, or payment plans you are not eligible for HRAP R2.
Are your property taxes paid up to date? (if no, you are not eligible for HRAP R2)
Is your home presently involved in foreclosure proceedings? (if yes, you are not eligible for HRAP R2)
Are you presently involved in bankruptcy proceedings? (if yes, submit explanation and documentation IMMEDIATELY to michellehill@nwhp.net for review)
Do you owe the IRS any back taxes? (if yes, submit payment plan document and explanation IMMEDIATELY to michellehill@nwhp.net for review immediately.)
What is the estimated value of your property? (READ DESCRIPTION BELOW) If your property value is over the below limits, do not submit a pre-application.
Refer to Redfin, Zillow, or Trulia, NOT assessor's site. Value limit cannot exceed $321,000 for Cook, Kane, and McHenry County. Value limit cannot exceed $399,000 for DuPage County. Properties that exceed the limit are NOT ELIGIBLE.
Number of all adult household occupants (over age 18) including applicant/homeowner.
Income for all occupants over age 18 will be verified
Number of minor household occupants (under age 18)
Household YEARLY income (age 18 and older occupying the property)
NAMES of ALL individuals on title to the property (Do not list numbers)
Non-occupying title holders are ineligible for HRAP R2
Is there anyone on title to the property who does not live in the home? (if yes, you are not eligible for HRAP R2-do not submit pre-application if you are not eligible)
Is the property in a Trust? (if yes, you are not eligible for HRAP R2)
Is the property a multi-unit? (NOT THE SAME AS A CONDO)
Do you own more than one home? (rental units included)(if yes, you are NOT eligible for HRAP R2)
Do you have more than one loan against your home? (ex. Mortgage, Mortgage loan, Partial Claim Mortgage, Subordinate Mortgage, Illinois Mortgage, HUD mortgage, Secretary of Housing of Urban Development, down payment program etc.) CHECK your County Recorder of Deeds before answering and submitting the pre-application! Agency will verify and immediately deny pre-application if fraudulently submitted.
If yes, please list the additional loans & what type of loan it is.
Select N/A if previous answer is No
Is there a Reverse Mortgage on the home? (if yes, you are NOT eligible for HRAP R2)
Is there a Home Equity Loan against the property? (This is different from HELOC)
Is there a Home Equity Line of Credit (HELOC) against the property? (if yes, you are NOT eligible for HRAP R2)
Are there tax liens, mechanic liens, and judgements against the property? (if yes, you are NOT eligible for HRAP R2. Agency will verify and immediately deny pre-application if fraudulently submitted.
Check your county recorder of deeds
Are you willing to assume a no-interest lien on your home for the total amount of construction, which must be paid off if your home is sold, title transferred or unoccupied before the lien expiration date? (LIEN IS REQUIRED TO PROCEED) If you select "No" you are NOT ELIGIBLE AND YOUR PRE-APPLICATION WILL BE REJECTED.
List repairs (Cosmetic repairs/renovation and additions are not eligible)
Should be Empty:

Home Repair & Accessibility Program (Round 2)Grant

North West Housing Partnership