Home Repair & Accessibility Program (Round 2)Grant

Home Repair & Accessibility Program (Round 2)Grant

This program is funded by the Illinois Housing Development Authority (IHDA) and administered by North West Housing Partnership (NWHP). The HRAP R2 grant program may address long over-due home repairs that affect the health and safety of households. Low to moderate income homeowners may qualify for home repairs to be performed by professional contractors. This is a forgivable loan forgiven after 5 years (3 years for Roof only). *Please contact NWHP for grant details. NWHP may have a substantial wait list. Wait list placement does NOT guarantee assistance. Please read each question carefully! Incomplete forms will not be accepted.
North West Housing Partnership

Contact: Michelle S. Hill, ECHM, MBA-Program Director/HUD Certified Housing Counselor (847) 969-0561 michellehill@nwhp.net
Full Name*

First NameLast Name
Co-applicant

First NameLast Name
Email Address*
example@example.com
Phone Number*
Please enter a valid phone number.
(SELECT ONLY ONE) Please select program type:*

Full Rehabilitation (max. $50,000-5 years)Accessibility (max. $50,000-5 years)Roof Only (max. $25,000-3 years)
Select County*
NWHP does not service the City of Chicago
Home Address (Only SUBURBAN Cook, DuPage, Kane, & McHenry County)*

Street Address

Street Address Line 2
CityState / ProvincePostal / Zip Code
Is the property a mobile home?*

YesNo
For mobile home properties ONLY:

On permanent foundationHomeowner owns the mobile home and land underneath the mobile homeIHDA must be able to record against the propertyMust be taxed as real estate and not personal propertyI do not have mobile home
Do you own and occupy the property to be repaired? (if no, you are not eligible for HRAP R2)*

YesNo
What is the present balance on your home mortgage?*
Do you have a second mortgage on your home?*

YesNo
What is the balance on your second mortgage?
Are your mortgage payments up to date? (if no, you are not eligible for HRAP R2) If your mortgage statement is more than 30 days past due, you are not eligible for HRAP R2-payment plans included.*

YesNo
Are your property taxes paid up to date? (if no, you are not eligible for HRAP R2)*

YesNo
Is your home presently involved in foreclosure proceedings? (if yes, you are ineligible for HRAP R2)*

YesNo
Are you presently involved in bankruptcy proceedings? (if yes, submit explanation and documentation to michellehill@nwhp.net for review)*

YesNo
Do you owe the IRS any back taxes? (if yes, submit payment plan document and explanation to michellehill@nwhp.net for review)*

YesNo
What is the estimated value of your property?*
Refer to Redfin, Zillow, or Trulia. Value limit cannot exceed $297,000 for Cook, Kane, and McHenry County. Value limit cannot exceed $361,000 for DuPage County. Properties are the limit are INELIGIBLE.
Number of adult household occupants (over age 18)*
Income for all occupants over age 18 will be verified
Number of minor household occupants (under age 18)*
Household YEARLY income (age 18 and older occupying the property)*
NAMES of individuals on title to the property*
Non-occupying title holders are ineligible for HRAP R2
Is there anyone on title to the property who does not live in the home? (if yes, you are not eligible for HRAP R2)*

YesNo
Is the property in a Trust? (if yes, you are not eligible for HRAP R2)*

YesNo
Is the property a multi-unit? (not same as condo)*

YesNo
Do you own more than one home? (rental units included)(if yes, you are not eligible for HRAP R2)*

YesNo
Do you have more than one loan against your home? (ex. mortgage loan, partial claim mortgage, subordinate mortgage, down payment program etc.) Check your County Recorder of Deeds*

YesNo
If yes, please list the additional loans & what type of loan it is.*
Select N/A if previous answer is No
Is there a Reverse Mortgage on the home? (if yes, you are not eligible for HRAP R2)*

YesNo
Is there a Home Equity Loan against the property? (This is different from HELOC)*

YesNo
Is there a Home Equity Line of Credit (HELOC) against the property? (if yes, you are not eligible for HRAP R2)*

YesNo
Are there tax liens, mechanic liens, and judgements against the home? (if yes, you are not eligible for HRAP R2*
Check your county recorder of deeds
Are you willing to assume a no-interest lien on your home for the total amount of construction, which must be paid off if your home is sold, title transferred or unoccupied before the lien expiration date? (LIEN IS REQUIRED TO PROCEED) If you select "No" you are INELIGIBLE.*

YesNo
List repairs (Cosmetic repairs and additions are ineligible)*
Should be Empty:

Home Repair & Accessibility Program (Round 2)Grant

North West Housing Partnership