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By submitting this form and completing your payment, you acknowledge and agree to the following terms:No Refund Policy– All payments made for the Online Negosyo Kickstart System are non-refundable.– Once access to the course materials and bonuses has been granted, no refunds or chargebacks will be accepted.– Please make sure you understand the offer and are committed before completing your payment.Access Delivery– You will receive your course access via email within 24 hours after your payment and proof of payment are verified.– If you haven’t received your access within that time, please contact us at maggielandok@gmail.com.Personal Use Only– All digital materials, templates, and training resources are for personal learning use only.– Re-selling, sharing, or distributing any part of the program is strictly prohibited and may result in account termination.Income Disclaimer– The Online Negosyo Kickstart System aims to educate and empower you with digital-marketing and business skills.– However, we do not guarantee results or income, as success depends on your effort, consistency, and implementation of what you learn.– Real results vary from person to person.Data Privacy & Consent– By submitting this form, you allow us to collect and process your data for payment verification, course access, and program updates.– Your information will be kept confidential and will not be shared with any third party without your consent.