Terms and Conditions and No Refund Policy: Our membership service does not include individual follow-ups or personalized guidance beyond the standard offerings. This is not a pay-for-play service, and membership does not guarantee lifetime access. Accounts could get suspended if detected as malicious, for inactivity and if they violate our website terms or service. The application fee helps stop spam, covers the time and effort spent processing and reviewing your application. If your membership application is denied, a full refund will be issued. By submitting your application and payment, you agree not to file any dispute or chargeback if your membership is approved.