Ready to Own It: Find Out If You’re Homebuyer Ready!

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STOP ! STOP ! STOP ! Disclaimer: this is for ST LOUIS, MO homebuyers. If you are looking to buy a home to live in , in the city of ST LOUIS, MO please continue. If you are looking to invest go to workwithbae.com & select APPLY NOW to become a Client Investor* This field is required.
I want to buy AND LIVE IN ST LOUIS, MO
I want to invest so I will go to www.workwithbae.com & select APPLY NOW
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Full Name* This field is required.
First Name
Last Name
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Email* This field is required.
example@example.com
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Phone Number* This field is required.
Please enter a valid phone number.
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What’s your current credit score range?* This field is required.(FHA loans require at least 580 for 3.5% down.)
Below 580
580-619
620-679
680-739
740 or higher
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How much cash do you have saved right now (for down payment, closing costs, etc.)?* This field is required.
Less than $1,000
$1,000-$3,000
$3,000+$7,000
$7,000-$10,000
$10,000 or more
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Do you have funds in an IRA or 401(k) that could be used for your purchase?* This field is required.
Yes — and I’m willing to use a portion if needed
Yes — but I’d rather not touch it
No — I don’t have one
Not sure
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How long has buying a home been a goal of yours?* This field is required.
Less than 6 months
6–12 months
1–2 years
2–5 years
More than 5 years
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Have you ever filed for bankruptcy? If yes, how many years ago?* This field is required.
Never filed
Yes — within the last 2 years
Yes — 3–5 years ago
Yes — more than 5 years ago
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What’s your total household income (before taxes)?* This field is required.
Less than $40,000
$40,000–$59,999
$60,000–$79,999
$80,000–$99,999
$100,000 or more
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What’s your total credit card debt?* This field is required.
$0–$1,000
$1,001–$3,000
$3,001–$7,000
$7,001–$10,000
Over $10,000
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How much is your monthly car note (total of all vehicles)?* This field is required.
I don’t have a car note
Less than $300 / month
$300–$600 / month
$601–$900 / month
Over $900 / month
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Employment History: Have you been employed (or self-employed) consistently for the past 2 years?* This field is required.
Yes, with the same employer
Yes, but changed jobs within the same field
No, less than 2 years of consistent income
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Income Type: What type of income do you receive?* This field is required.
W-2 (employee)
1099 / self-employed
Combination of both
Other (disability, retirement, etc.)
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Rent Payment History: Do you currently pay rent, and if so, how much is your monthly payment?* This field is required.
Yes — and I’ve paid on time for 12+ months ($1,000–$2,000/month)
Yes — but I’ve been late 1–2 times in the past year
Yes — and I’ve had frequent late or missed payments
No — I currently live with family / don’t pay rent
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Outstanding Loans: Do you have any other major monthly loans (student loans, personal loans, etc.)?* This field is required.
No — or under $200/month total
Yes — around $200–$600/month total
Yes — over $600/month total
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Residency & Citizenship: Are you a U.S. citizen, permanent resident, or have an eligible visa status?* This field is required.
Yes — U.S. citizen
Yes — permanent resident / eligible visa
No — not currently eligible
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Mindset Check: When you picture your first home, what’s most important to you?* This field is required.
Building generational wealth
Stability and ownership
A place to call my own
Getting out of the rent cycle
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