PAYMENT SCHEDULE
$1000 deposit is due upon signing to hold your spot. All payments are non-refundable.
Deposit of $3,499 is due no later than 3/15/2026.
Final Balance of $2,500 is due by 6/15/2026.
PAYMENT METHODS & FEES
Payments are accepted via the following methods:
Venmo: @Lainie-Wulkan
Zelle: Ciftofficial888@gmail.com
Cash, Check, or Money Order
Klarna or Affirm
CANCELLATION & REFUND POLICY
Participant-Initiated Cancellations
All payments are NON-REFUNDABLE once submitted. This includes the $1000 deposit and all subsequent payments. Participant cancellations—regardless of reason—do not entitle you to a refund.
Participants are strongly advised to purchase travel insurance with "cancel for any reason" (CFAR) coverage to protect their investment. Insurance must be purchased within 20 days of the initial $1000 deposit payment to be eligible for CFAR benefits. CIFT does not issue refunds; all refund claims must be directed to your insurance provider.
Recommended insurance provider:
Global Rescue (www.globalrescue.com/CIFT).
CIFT-Initiated Cancellations or Changes
CIFT reserves the right to cancel, reschedule, or materially modify the retreat at any time due to: (i) unsafe conditions (including but not limited to political instability, civil unrest, natural disasters, disease outbreaks, security threats, or severe weather); (ii) insufficient enrollment; or (iii) force majeure events beyond CIFT's control.
In the event of CIFT-initiated cancellation or rescheduling, participant's sole remedies are:
Option 1: Reschedule participation for a future CIFT retreat at no additional cost (subject to availability)
Option 2: Forfeit all payments with no refund (except to the extent covered by purchased travel insurance)
CIFT assumes no liability for any losses, damages, or consequential expenses arising from cancellation, including but not limited to: non-refundable airline tickets, hotel reservations, time off work, emotional distress, or loss of income. Your insurance policy is your sole remedy for such losses.
TRAVEL INSURANCE
Travel insurance is strongly recommended and should be purchased within 20 days of your initial payment to be eligible for "cancel for any reason" coverage.
Recommended provider: Global Rescue at www.globalrescue.com/CIFT. Other comparable providers are acceptable.
ASSUMPTION OF RISK & RELEASE OF LIABILITY
Nourish Your Soul Nepal 2026
NATURE OF RETREAT ACTIVITIES
You understand that you are participating in a retreat offered by Real Time Wisdom, LLC, doing business as "Nourish Your Soul Retreats" and "CIFT" (collectively, "CIFT") for Nepal.
The retreat includes the following activities:
International air travel
High-altitude exposure (up to approximately 11,000 feet elevation).
Optional hiking excursions of varying difficulty
Optional Yoga and meditation practice in studio and outdoor settings
Swimming and water activities
Exposure to varying temperature conditions
ACKNOWLEDGMENT OF INHERENT RISKS
You understand that participation in these activities involves inherent risks, including but not limited to:
Altitude sickness and related physiological effects
Physical injury from hiking, falls, or strenuous physical exertion
Weather exposure
Medical emergencies including hospitalization or need for evacuation
Travel-related risks including delays, cancellations, or accidents
Illness or injury unrelated to activity (food-borne illness, altitude sickness, etc.)
Serious personal injury or death
These risks exist even when CIFT exercises reasonable care in operating the retreat.
MEDICAL FITNESS & HEALTH DISCLOSURE
Medical Consultation
You affirm that you have consulted with a physician prior to and regarding your participation in this retreat and any overseas travel precautions. You accept full responsibility for assessing your own fitness to participate.
Physical Fitness Certification
You certify that you are physically able to participate in this retreat given the activities described in Section 1, which include high-altitude exposure, multi-hour hiking, and strenuous physical exertion. You have no medical condition that would prevent safe participation in these activities.
Medical Condition Disclosure
You will disclose all medical conditions (physical, mental health, or otherwise) relevant to your participation in this retreat by completing the Medical Disclosure Form provided. Failure to disclose known medical conditions may result in denial of participation or exclusion from specific activities.
Pregnancy
If you are pregnant, you will notify CIFT in writing at least 14 days before the retreat. Pregnant participants must confirm with their physician that they are cleared to participate. CIFT reserves the right to modify activities or deny participation based on medical safety concerns. You will alert all teachers and guides that you are pregnant so they may provide appropriate modifications.
Medication & Special Needs
You are responsible for bringing all necessary medications and informing CIFT of any special needs or dietary restrictions well in advance.
VACCINATIONS & HEALTH REQUIREMENTS
You understand that international travel to Nepal involves exposure to diseases for which vaccinations are recommended by the CDC (Centers for Disease Control). CIFT will provide specific vaccination recommendations and health protocols well in advance of travel. You are responsible for consulting the CDC website (www.cdc.gov/travel) and your physician regarding required and recommended vaccinations. It is your responsibility to obtain required vaccinations and health clearances before departure.
ASSUMPTION OF RISK & RELEASE OF LIABILITY
In consideration of being permitted to participate in this retreat:
You knowingly and voluntarily assume all risks of ordinary negligence inherent in international travel, high-altitude exposure, hiking, yoga, swimming, and the activities included in this retreat.
On behalf of yourself, your heirs, estate, executors, administrators, and legal representatives, you hereby release, waive, discharge, and covenant not to sue CIFT, Real Time Wisdom LLC, Lainie Sevante Wulkan, all retreat hosts, facilitators, and staff members (collectively, "Released Parties") from any and all claims, demands, causes of action, or liability arising from:
Ordinary negligence of the Released Parties
Inherent risks of the retreat activities
Personal injury or property damage sustained during the retreat
Any travel, accommodations, and facilities included in the retreat
IMPORTANT LIMITATIONS. This release does NOT apply to and does NOT waive any claims for:
Gross negligence or reckless conduct
Willful misconduct or intentional torts
Violations of law or criminal conduct
Breach of a positive statutory duty designed to protect your health and safety
TRAVEL DECISIONS
You declare and state that your decision to travel is entirely your personal decision. You are doing so with full knowledge of current travel recommendations, travel restrictions, and other health or safety concerns.
RESPONSIBILITY FOR TRAVEL COMPLIANCE
You understand that it is entirely your responsibility to understand and comply with all requirements and restrictions when traveling. This may include:
Compulsory travel insurance and health insurance
Health affidavit forms and health screening requirements
Visa requirements and online travel authorizations
Quarantine or isolation requirements
In-country health and safety regulations
Failure to meet these requirements may result in fines, quarantine, or deportation at your expense.
For current travel information, consult:
U.S. State Department: www.travel.state.gov
CDC Travel Health: www.cdc.gov/travel
IATA: www.iatatravelcentre.com
MEDICAL INSURANCE REQUIREMENT
You affirm that you have medical insurance and possess necessary coverage for international travel, including emergency medical evacuation. You are responsible for verifying that your policy covers treatment in Nepal and India.
MEDIA RELEASE & CODE OF CONDUCT
Nourish Your Soul Nepal 2026
This document governs photography, videography, and media use during the retreat, as well as participant conduct requirements.
PHOTOGRAPHY & MEDIA RELEASE
CONSENT TO PHOTOGRAPH & VIDEO
You grant CIFT, Real Time Wisdom LLC, and all retreat hosts, facilitators, and staff ("Released Parties") the non-exclusive right to photograph and video record you during the retreat.
PERMITTED USE OF IMAGES & VIDEO
Your images and videos may be used for the following purposes only:
Retreat marketing and promotional materials
CIFT website and social media accounts (Facebook, Instagram, etc.)
Email newsletters and digital communications about future retreats
Internal CIFT archival and retreat documentation
Prohibited uses (not permitted under this release):
Commercial merchandise (clothing, mugs, prints, etc.) sold for profit
Advertising campaigns or paid media placements beyond retreat promotion
Third-party use or licensing to outside organizations
DURATION OF USE
Images and videos may be used for a period of five (5) years from the date of the retreat. After five years, CIFT will cease new uses of your images, though previously published content may remain in existing archives.
USE OF NAME
CIFT may use your first name only in connection with photographs and videos. Your full name and identifying information will not be published in connection with images without additional written consent.
NO COMPENSATION
You understand that you will not receive any payment, royalties, or additional compensation for the use of your photographs, videos, or name in connection with the retreat promotion.
PHOTOGRAPHY OPT-OUT
Request Procedure:
You have the right to request to be omitted from photography and videography during the retreat. To opt out, you must submit a written request to CIFT at ciftofficial888@gmail.com at least 30 days before the retreat start date. Your opt-out request must be acknowledged in writing by CIFT before it takes effect.
Limitations:
If you opt out, CIFT will make reasonable efforts to exclude you from group photographs and official retreat videography. However, CIFT cannot guarantee complete exclusion from background appearances in candid group activities. CIFT assumes no liability for incidental or unintentional appearances.
RELEASE OF LIABILITY FOR MEDIA USE
You release CIFT from any claims arising from the use of your photographs or videos, including claims for invasion of privacy, misappropriation, or defamation, except in cases of gross negligence or willful misconduct by CIFT.
CODE OF CONDUCT
PARTICIPANT CONDUCT
All participants agree to conduct themselves respectfully and in accordance with local laws and cultural norms. Participants must:
Follow all instructions from retreat guides and facilitators
Respect local customs, religious sites, and cultural practices
Not engage in illegal activity or substance use (excluding alcohol where legally permitted)
Maintain respectful communication with other participants, staff, and local people
Not engage in behavior that endangers or harasses others
Disclose any medical emergencies or safety concerns immediately to CIFT staff
CONSEQUENCES FOR MISCONDUCT
Participants who violate this Code of Conduct may be removed from the retreat at any time at CIFT's sole discretion. Removal may occur immediately without refund. Participants are responsible for all costs associated with departure, medical care, or transportation home.
CONFIDENTIALITY
Participants agree to respect the privacy of other retreat participants. Sharing of personal information, experiences, or stories disclosed during the retreat should be done only with explicit consent of the person involved.
I acknowledge that I have read and agree to all terms in this Media Release & Code of Conduct.
GOVERNING LAW & DISPUTE RESOLUTION
This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. The parties irrevocably consent to the exclusive jurisdiction and venue of the state and federal courts located in Florida for resolution of any dispute arising from this Agreement.
SEVERABILITY
If any provision of this Agreement is found to be invalid, illegal, or unenforceable, such provision shall be severed, and the remaining provisions shall remain in full force and effect. The parties intend that every provision be enforced to the maximum extent permitted by law.
ACKNOWLEDGMENT & CERTIFICATION
I certify that:
I have read this entire Agreement carefully.
I fully understand its contents and all questions have been answered to my satisfaction.
I am voluntarily signing this Agreement.
I understand that this is a legally binding waiver and release of liability.