Health Insurance and ACA Credits Survey

Health Insurance and ACA Credits Survey
The EDC invites San Juan County business owners, workers, and residents to participate in a survey regarding proposed changes to Affordable Care Act (ACA) health insurance marketplace tax credits (set to expire at the end of this year), as well as expected increases in costs for group and individual health insurance plans.

Anonymized information and data derived from the survey will be used to better understand potential economic and other impacts. This survey is intended to gauge opinions solely from residents of San Juan County.

Please budget 5-10 minutes to complete the survey. All responses are confidential and will be aggregated anonymously with those of others to produce an overall picture of current needs. Thank you for your time!
YOUR INFO
Name

First NameLast Name
Email (if we may contact you about your responses)
example@example.com
Zip code
BACKGROUND INFORMATION

Projected increases to ACA marketplace health insurance members, based on a reduction of tax credits.

(Please scroll down for survey questions.)
Projected insurance premium increases below are for the least expensive plan available on WA Healthplanfinder in 2025 that is still available in 2026, for a married couple (M 60, F 55) with a household income of $120,000/year.

(Please scroll down for survey questions.)
SURVEY QUESTIONS
BUSINESS OWNERS: How are your EMPLOYEES insured for healthcare coverage?

I provide health insurance for my employees through an insurance group plan like Regence BlueShieldMy employees buy health insurance through the ACA marketplace, but I reimburse all or part of itMy employees buy health insurance through the ACA marketplace, with no reimbursementMy employees have individual private insurance plans NOT through the ACA marketplace, and I reimburse all or part of itMy employees have individual private insurance plans NOT through the ACA marketplace, with no reimbursementI provide something else for my employees (HRA, healthshare, other)I am not able to provide health insurance for my employeesI do not want to provide health insurance for my employeesI don't know if my employees have insurance coverage
BUSINESS OWNERS: How are YOU insured for healthcare coverage?

My own health insurance is through a group plan with an insurer (e.g., Regence BlueShield)My own health insurance is through the ACA marketplace (Washington Health Plan Finder)My own health insurance is through a private individual plan with an insurer (e.g., Regence BlueShield)I have a different kind of plan (healthshare, other)I do not have health insuranceI do not want health insurance
BUSINESS OWNERS: If you offer health insurance for yourself or employees through an insurance plan provider like Regence, do you expect monthly premiums (bills) to decrease, increase, or stay about the same next year?

DecreaseIncreaseStay about the same
BUSINESS OWNERS: If you answered "Increase" to the previous question, how much do you believe your costs will increase next year?

Under 10% increase51-70% increaseMore than 70% increaseI'm not sure
BUSINESS OWNERS: If you expect increases in ACA individual insurance costs, or to insurance premiums (bills) through an insurance provider, how might this impact you or your business financially?

I do not expect any increasesNo, any increases will not impact me or my business financiallyYes, I expect slight financial impactsYes, I expect moderate financial impactsYes, I expect severe financial impacts
BUSINESS OWNERS: If yes to the question above, how do you expect increases to insurance costs might impact your business financially or operationally? Check all that apply. If you are not a business owner, please skip this question.

I don't expect any impacts from the increases in insurance costsFinancial impacts to my business are acceptable, as other tax/policy changes will offset costsI will need to provide company insurance to employees who are no longer eligible for ACA insuranceI will need to provide/increase how much I reimburse employees for ACA marketplace insuranceI will need to lay off staffI will reduce or change the quality of healthcare insurance that my business providesI will require employees to contribute more toward insuranceI expect reduced consumer spending as buyers have less funding for purchasesMy employees may cancel their insurance, potentially risking long-term healthI may cancel my own insurance, potentially risking long-term healthI'm concerned about impacts to my business's profitabilityI'm concerned about impacts to my own healthOther impact(s) to my businessOur business does not offer insurance, so we will not directly have a financial impactI'm not a business owner (please see question below)
INDIVIDUALS & FAMILIES: Do you participate in ACA marketplace insurance through Washington Healthplan Finder or another marketplace?

YESNO
INDIVIDUALS & FAMILIES: If yes to the question above, do you expect that the reduction in ACA individual insurance credits, or from increases to insurance premiums (bills), will impact you or your family financially?

No, these increases will not impact me or my family financiallyYes, I expect slight financial impactsYes, I expect moderate financial impactsYes, I expect severe financial impacts
INDIVIDUALS AND FAMILIES: if yes to the question above, how do you expect that changes to individual and family insurance costs might impact you or your family financially?

I don't expect any impacts from the increasesFinancial impacts are acceptable to me, as other tax/policy changes will offset costsI will cut other expenses to allow for increased healthcare costsI will cancel health insurance for myselfI will cancel health insurance for my familyI will ask my employer to provide health insuranceI will ask a Family Resource Center or other provider to help pay for health insuranceI will look for a different job that offers insurance or better insuranceI will go into debt to pay for health insurance for myself or my familyOther financial impactsI do not currently have health insurance
What are your thoughts about the projected reductions to ACA health insurance marketplace credits, or the expected increases to healthcare costs?
Thank you for your participation in our survey!
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