Home Prep Application

Home Prep Application

This application helps JTS & Co. Mortgage Professionals NMLS # 55275 understand your current situation and goals so we can provide personalized education and guidance as you prepare for homeownership. This is not a mortgage application and does not constitute a credit decision or loan commitment. JTS & Co. will handle your personal information in accordance with applicable privacy laws and our privacy practices.
Section 1: Personal Information
Full Name*

First NameLast Name
Date of Birth*

MonthDayYear
Date
Social Security Number*
Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Phone Number*
E-mail*
example@example.com
Preferred Contact Method*

CallTextEmail
Section 2: Employment & Income

2 year history required
Current Employer*
Position Title*
Start Date*

MonthDayYear
Date
Monthly Gross Income*
Income before taxes
Other Income Sources (if any)
Income Type*

W-21099Self-EmployedOther
Previous Employer (if applicable)
Position Title
Start Date

MonthDayYear
Date
Monthly Gross Income
Income before taxes
Other Income Sources (if any)
Income Type

W-21099Self-EmployedOther
Other Previous Employment
Section 3: Housing Information
Current housing situation*

RentingOwn homeLiving with familyOther
Monthly Rent/Mortgage Payment*
Section 4: Financial Snapshot
Approximate Credit Score*
Estimated Savings*
Any past credit challenges? (bankruptcy, collections, late payments, etc.)*

YesNo
If you answered yes to the above, please explain.
Any income tax payment plans?*

YesNo
If you answered yes to the above, please explain.
Section 5: Goals & Priorities

Please answer the following to help us tailor the program to your needs.
Why are you interested in joining this program? (Select all that apply)*

Understand mortgage optionsImprove credit scoreSave for a down paymentLearn homebuying processOther
What is your primary motivation for buying a home?*
Preferred location(s) or school districts*
What do you see as your biggest barriers to qualifying for a mortgage right now?*

Credit scoreDebt levelsInsufficient incomeLack of documentationSavingsOther
Are there specific credit or financial goals you want to achieve through this program? (e.g., raise credit score X points, pay off $Y of debt, save $Z)*
Which of the following supports would be the most helpful to you?*

Budgeting worksheetCredit education resourcesReferrals to CPAs/credit counselorsRegular progress check-ins
Anything else we should know to help tailor your plan?
Section 6: Desired Loan Types & Preferences
Which loan types are you interested in learning about? (Check all that apply)*

ConventionalFHAUSDAJumboUnsure
Primary concern when selecting a mortgage*

Lowest monthly paymentLowest interest rateLow down paymentLowest closing costsLong-term stabilityOther
Section 7: Consent for Verification
I understand JTS & Co. may request limited third-party verifications (such as employment or income verification) to provide accurate guidance. I authorize JTS & Co. to obtain these verifications if needed. I understand this is optional and I may decline; declining may limit JTS & Co.'s ability to provide tailored recommendations.
Consent to Verification*

I consentI do not consent
Section 8: Credit Authorization
I understand JTS & Co. will need to pull my credit report to review my credit history throughout the program. I authorize JTS & Co. to obtain my credit report from one or more credit reporting agencies. This authorization is solely for educational purposes as part of the Home Prep program and is not a loan application or commitment to lend.
Consent to Credit Authorization*

I consentI do not consent
Section 9: Authorization & Acknowledgment
I understand this form is for educational purposes only and does not serve as a loan application. By submitting this form, I authorize JTS & Co. Mortgage Professionals to review the information I’ve provided to help determine my readiness for homeownership. I understand that JTS & Co. is not a financial planner, credit counselor, or credit repair company, and I am responsible for my own financial decisions.
Signature*

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Date*

MonthDayYear
Date
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Home Prep Application

Section 2: Employment & Income

Section 3: Housing Information

Section 4: Financial Snapshot

Section 5: Goals & Priorities

Section 6: Desired Loan Types & Preferences

Section 7: Consent for Verification

Section 8: Credit Authorization

Section 9: Authorization & Acknowledgment