• Answer some questions about what’s important to you and we can help you get the right will.

  • ABOUT A WILL

    A will lets you decide what you want to happen to any money, property and belongings you have when you die — you choose who you want to benefit, and how.

    If you and another person, such as a partner, agree on what should happen to the things you own when you die, it can be cheaper to make 2 wills together.

    They are called 'mirror wills'.

  • Making 'mirror wills' tends to be a good option if:

    • you want to leave everything (or most things) to each other
    • when you’ve both died, you want to leave these things to the same people, such as any children

    You can make small exceptions if you want to pass on specific items or one-off cash amounts to certain people.

  • You can include a ‘trust’ in your will. A trust allows you to name people (known as 'trustees') to manage some or all of the things you leave in your will.

    Including a trust can:

    • help you control who ultimately benefits from what you leave
    • stop an amount being used for care home fees
    • help someone who's unable to manage what you leave them
  • After your death, people can do what they want with what you’ve left them.

    They can spend it or leave it to whoever they want in their will – this could be people you would not have chosen.

    You can include a trust in your will to prevent this.

    This means:

    • the person you've left things to would still benefit
    • when they die (or when the trust ends) you name someone else to ultimately get what you left, for example, any children
  • For example, you could include a trust to your will that says you want your children to ultimately get your share of a property, while allowing your partner to live there for as long as they want.

    When your partner dies, your children would get the property.

  • Your will only protects your wishes after your death. Before getting your will recommendation, 

  • A lasting power of attorney means you legally appoint one or more people to make decisions on your behalf if you’re unable to in later life.

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  • Even though you'd want someone else to act for you, without a lasting power of attorney they wouldn't be able to.

    They would have to apply to the courts to get the legal rights to do this for you. This can cost thousands of pounds and can take months to sort.

  • There are 2 different types of lasting power of attorneys (LPAs). They let you appoint the person or people you trust to make decisions about either:

    • your home, bank accounts, bills and pension - this is called a ‘lasting power of attorney for financial decisions'
    • your medical care, daily routine and living arrangements, like whether you should go into a nursing home - this is called a 'lasting power of attorney for health and care decisions’
  • Based on your answers, we recommend that you get a single will

    What would you like to do next?
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  • If you and another person, such as a partner, want to both get a lasting power of attorney for health, care and financial decisions, and appoint the same people, it can be cheaper to make LPAs together.

  • Based on your answers, we recommend that you get a single will

    • get a single will
    • get Lasting Powers of Attorney
  • What would you like to do next?

     
  • Start Your Will Online >>             Book an appointment with an estate planning consultant >>

  • If you’re worried about how someone would manage what you leave them, you can ask other people you trust to manage it on their behalf.

    You can tell them what you would like the person to get, and in which circumstances, and they agree to act in that person’s best interests.

    Doing this also means it will not affect any means-tested benefits they might be getting (these are benefits that are affected by the amount of money a person has).

  • If you want to leave something to a person under 18, you will be asked to name people you trust to manage what you leave them until they reach 18 (or another age that you can choose).

    If you’re worried how they will manage what you leave them after that age, for example if they have a disability or long-term condition, you can ask the people you trust to manage it on their behalf on an ongoing basis.

    You can tell them what you would like the person to get, and in which circumstances, and they agree to act in that person’s best interests.

  • Based on your answers, we recommend you:

    • get a single trust will
    • get Lasting Powers of Attorney
  • What would you like to do next?

     
  • Start Your Will Online >>             Book an appointment with an estate planning consultant >>

  • Type of will

    A single will is a will for one person.

    Mirror wills are 2 wills that you make with someone else. You both agree what should happen to the things you own when you die - the same people benefit in the same way.

     
  • You can include a ‘trust’ in your will. A trust allows you to name people (known as 'trustees') to manage some or all of the things you leave in your will.

    Including a trust can help:

    • you control who ultimately benefits from what you leave
    • someone who's unable to manage what you leave them
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