Deductibles: The amount you pay out of pocket before your insurance coverage begins. Choosing a higher deductible typically lowers your premium but increases your initial costs in the event of a claim.
Foundation Type: Foundation type refers to the construction method and materials used to support a home’s structure. Common examples include slab, crawl space, and basement foundations
Liability Limits: The maximum amount your insurance policy will pay for damages or injuries to others for which you are legally responsible. Higher limits provide greater protection but may increase your premium.
Sewer Drain Backup Coverage: Sewer drain backup coverage protects your home from damage caused by water or sewage backing up through drains or sewers. This coverage helps pay for repairs that aren’t typically included in standard homeowners insurance policies.