CREDIT/ BUSINESS FUNDING INTAKE { IG }
  • CREDIT/ BUSINESS FUNDING INTAKE

  • TIER 1 – BANKCARD & 0% PROGRAM

    Credit Score Required: 680-700+

    Profile Requirements:

    • 680-700+ credit score
    • 3-4 installments
    • 2+ revolving cards
    • $3,500+ limits (ideal $10K-$15K) • 2+ year LLC

    Docs: ID, SSN, income proof, LLC docs, bank statements

  • TIER 2 – MID-TIER REVOLVING LINES

    Credit Score Required: 625+

    Profile Requirements:

    • 625+ credit score
    • $10K-$15K average bank balance • 3-6 months revenue
    • Active LLC

    Docs: ID, SSN, Articles of Org, EIN, Operating Agreement, bank statements, P&L;, voided check

  • TIER 3 – REVENUE-DRIVEN FUNDING

    Credit Score Required: 500+
    Profile Requirements:
    • 500+ credit score
    • Strong monthly deposits (e.g., $10K-$50K+) • Active business account

     

    Docs: ID, SSN, 3-6 months bank statements, business name & EIN, voided check

  •  
    SBA 7(a): GENERAL BUSINESS

    Docs:

    • ID, SSN, 2-3 yrs personal & business tax returns,
    • Personal Financial Statement, YTD P&L; & balance sheet,
    • 3-6 months bank statements, LLC docs, EIN,
    • Operating Agreement, use-of-funds, debt statements
  •  SBA 504: COMMERCIAL REAL ESTATE

     Docs:

    • All SBA 7(a) docs + purchase contract,
    • rent roll, leases,
    • property tax bill,
    • insurance quote,
    • appraisal, environmental report
  • SBA EXPRESS

    Docs:

    • ID & SSN 
    • 2 years personal tax returns
    • Personal Financial Statement
    • 2 years business tax returns
    •  YTD P&L; & balance sheet
    •  3–6 months business bank statements
    •  Articles of Organization
    •  EIN letter
    •  Operating Agreement
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