Personal Lines Insurance Coverages:

Auto Insurance

• Car accidents
• Injuries
• Damage to your car
• Damage to others' property
• Medical payments / Personal injury protection (PIP)
• Uninsured / underinsured motorist 

Homeowners Insurance

• Dwelling (the house)
• Personal property (your stuff)
• Liability
• Loss of use (temporary living expenses)
• Flood 
• Earthquake

Renters Insurance

• Personal property
• Liability
• Loss of use

Condo Insurance

• Personal property
• Interior unit coverage
• Liability 

Umbrella Insurance

• Extra liability coverage above auto and home limits

Personal Watercraft Insurance

• Boats
• Jet skis
• Damage
• Injuries
• Liability

Motorcycle Insurance

• Damage
• Injuries
• Liability 

RV Insurance

• Motorhomes
• Travel trailers
• Damage
• Liability 

Valuable Items / Scheduled Personal Property

• Jewelry
• Watches
• Art
• Electronics
  
  

Business / Commercial Property & Casualty Coverages: 

Property Insurance

• Buildings
• Equipment 
• Inventory / Stock 
• Commercial Property 
• Fire 
• Theft / Burglary 
• Vandalism 
• Certain Weather Losses 

 Commercial Auto Insurance 

• Bodily Injury Liability 
• Property Damage Liability
• No-Fault / Personal Injury Protection (PIP) 
• Uninsured / Underinsured Motorist 

General Liability Insurance

• Bodily Injury to Others 
• Property Damage to Others  

Workers’ Compensation 

• Work-related Injuries or Illnesses 
• Lost Wages 

Disability Insurance 

• Partial Wage Replacement 

Professional Liability (Errors & Omissions)

• Professional Mistakes or Negligence 

 Umbrella / Excess Liability

• Additional Liability Limits 

Specialty Coverages

• Flood Insurance 
• Fire Insurance 
• Cyber Liability
• Business Interruption Insurance