If credit is granted (I)(we) promise to pay bills when rendered. (I)(we) understand all invoices are payable ten days from the end of the month and that a service charge of 1.5% per month will be added to (my)(our) past due account. In the event payment is not made (my)(our) account is referred to a collection agency, (I)(we) authorize the above listed Bank(s) and trade references to release to Printing Specialists, LLC any credit or financial information that Printing Specialists, LLC may request and further agree if Printing Specialists, LLC grants credit to comply with the above terms of credit.