Client Fee Responsibility

Tax Professional: First Class Financial LLC

Tax Year: 2025

 

1. SCOPE OF SERVICES

First Class Financial LLC (the "Firm") agrees to prepare the federal and state income tax returns for the Client for the tax year(s) indicated above. This agreement is strictly for tax preparation services; audit representation, amendments, or responding to tax notices are separate services requiring a new agreement.

 

2. PRIMARY PAYMENT OBLIGATION

The Client acknowledges that all fees for services rendered are due at the time the tax return is completed. While the Client may elect to have fees deducted from a tax refund via a Refund Advantage bank product (Refund Transfer), the Client remains personally and primary liable for the full payment of fees regardless of whether a refund is issued, intercepted, or delayed.

 

3. REFUND ADJUSTMENTS & OFFSETS

In the event that the Client’s tax refund is not issued, is reduced, or is intercepted by the IRS or any state agency (including, but not limited to, offsets for child support, student loans, back taxes, or unemployment compensation), the Client understands that the bank product will not fund the Firm’s fees.

• Action Required: Upon notice from the Firm that the fees were not paid by the refund, the Client agrees to pay the full outstanding balance within five (5) business days.
  
  

4. DELINQUENCY, INTEREST, AND COLLECTIONS

Any balance remaining unpaid for more than 30 days from the date of notice shall be considered in default.

• Interest: Late balances will accrue interest at a rate of 1.5% per month (18% per annum) or the maximum rate permitted by law, whichever is lower.
  
  
• Collection Costs: The Client agrees to pay all costs of collection, including but not limited to, collection agency fees, court costs, and reasonable attorney fees.
  
  
• Prevailing Party: In any legal action arising out of this agreement, the prevailing party shall be entitled to recover its reasonable attorney fees and costs.

 

5. LEGAL ACKNOWLEDGMENTS

• Severability: If any provision of this agreement is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
  
  
• Governing Law: This agreement shall be governed by the laws of the State of Alabama, and any legal proceedings shall be held in Baldwin County.
  
  
• Entire Agreement: This document constitutes the entire agreement between First Class Financial LLC and the Client regarding fee responsibility and supersedes any prior oral or written representations.

ELECTRONIC SIGNATURE DISCLOSURE AND CONSENT

By signing this document electronically, I agree that my electronic signature is the legally binding equivalent of my handwritten signature. I acknowledge that:

• I have the right to receive a paper copy of this agreement upon request.
  
  
• I consent to conduct this transaction and receive related disclosures electronically.
  
  
• My agreement to use an electronic signature is voluntary and has the same legal force and effect as a physical signature under the Electronic Signatures in Global and National Commerce Act (ESIGN) and the Uniform Electronic Transactions Act (UETA).