CFMCU Member Survey

1

Please share your name

First Name

Last Name

2

What's the best email to use for banking communications?

example@example.com

3

What's the best phone number to reach you?* This field is required.

Please enter a valid phone number.

4

Which best describes your current employment situation?* This field is required.

Employed Full Time

Self-Employed

Employed Part Time

Retired

Other

5

Are you or your spouse a veteran or active duty member of the US military?* This field is required.

Yes, I am

Yes, my spouse is

No

6

How do you feel about your current monthly mortgage payment?* This field is required.

It’s too high, I want to reduce it

It’s manageable, but I’d lower it if I could

I’m happy with the current payment

7

In the next two years, do you expect to need money for any of the following?* This field is required.

Home Improvement

Paying off high-interest debt

Other large expenses

I do not plan on having large expenses in the next two years

8

If you needed to access funds in the next 1-2 years, which would you prefer?* This field is required.

Borrow against my home without changing my mortgage

Refinancing my mortgage and taking out cash

Use money from my current savings

Other

9

What is the most important financial goal for you in the next 2 years?* This field is required.

Lowering monthly expenses

Saving for retirement

Paying off debt

Building wealth through real estate

Improving my current home

10

Do you currently own any other real estate besides your primary home?* This field is required.

Yes, investment or rental property

Yes, a second/vacation home

No

Type option 4

11

Do you plan to invest in real estate in the next few years?* This field is required.

Yes, I want to buy rental property

Yes, I want to buy a second home

No, I do not plan on any further real estate investments

12

What financial goals do you want to prioritize in the next few years?* This field is required.Select all that apply

Build a budget and stick to it

Pay down credit card and/or student loan debt

Save money

Invest my money

Create streams of passive income

Other

13

Which best represents your current home ownership situation?* This field is required.

I own my home and am paying a monthly mortgage

I own my home and the mortgage is paid off

I am renting my home and will continue renting for a while

I am renting my home and want to own a home soon

I am living with family without a formal rental agreement

14

Have you ever owned a home before?* This field is required.

YESNO

15

How soon do you plan to retire?* This field is required.

In the next 24 months

In 2-5 years

In 5-10 years

I’m more than 10 years from retirement

I'm already retired

16

Where did you get your current home loan?* This field is required.

A large bank (Bank of America, Citi Bank, Wells Fargo, etc)

A local mortgage company

A credit union

A mortgage broker

NA

17

How confident do you feel that you could comfortably afford a home in your area?* This field is required.

Very confident

Somewhat confident

Unsure

Concerned

Very concerned

18

How is your income structured?* This field is required.

Base pay only

Base pay and regular overtime

Base pay and variable overtime

Multiple income sources

Other

19

Member Of Which Financial Entity

20

Curious whether you could lower your payment, tap into equity, or qualify for better terms?* This field is required.

Yes, let's review

No, I'm happy with my current mortgage and payment