The 60-Second Roth Efficiency Score
Are you making the common mistakes that cost retirees thousands?
Q1. The "Cash Drag" Check “According to recent data, 30% of investors accidentally leave their Roth funds in a 'settlement' account rather than investing them. How is your Roth currently invested?”
A) It’s fully invested in Stocks/ETFs/Mutual Funds
B) I think it’s just sitting in Cash or a Money Market fund
C) I honestly have no idea
Q2. The "Free Money" Check “The IRS offers a 'Saver’s Credit' worth up to $1,000 just for contributing to a retirement account. Did you claim this on your last tax return?”
A) Yes, I claimed it
B) No, I didn't know that existed
C) I'm not sure if I qualify
Q3. The "Strategy" Check “When the market drops 10% in a month, what is your instinct?”
A) Buy more while it's cheap
B) Do nothing / Hold
C) Sell to stop the bleeding
Q4. The Income Check “To see if you qualify for the Saver's Credit OR need a Backdoor Roth strategy, what is your approximate household income?”
A) Under $76,500
B) $76,500 – $230,000
C) Over $230,000
Q5. The Balance Check “To ensure we match you with the right specialist, what is the approximate balance of your Roth IRA?”
A) Just starting ($0 - $10k)
B) Building momentum ($10k - $50k)
C) Established ($50k+)
Q6. Enter you email and name below to receive your Roth Efficiency Score and tips on claiming the Saver's Credit?"
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