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Cash Flow & Refinance Scenario Calculator

Instantly compare projected 30-year, 20-year, and 15-year payment scenarios based on your estimated loan structure.
Current 1st Mortgage
Lender Name
Loan Balance*
Monthly Payment*
Property Taxes*
Homeowner's Insurance*
Flood Insurance*
Current 2nd Mortgage or Home Equity Loan (HELOC)
Lender Name
Loan Balance
Monthly Payment
Debts to be paid

List each debt you want to consolidate. Leave any extra sections blank.
Account Name #1
Account name/nickname
Current Balance
Example: 4,500 balance
Monthly Payment
Example: 125 minimum payment
Account Name #2
Account name/nickname
Current Balance
Example: 4,500 balance
Monthly Payment
Example: 125 minimum payment
Account Name #3
Account name/nickname
Current Balance
Example: 4,500 balance
Monthly Payment
Example: 125 minimum payment
Account Name #4
Account name/nickname
Current Balance
Example: 4,500 balance
Monthly Payment
Example: 125 minimum payment
Account Name #5
Account name/nickname
Current Balance
Example: 4,500 balance
Monthly Payment
Example: 125 minimum payment
Account Name #6
Account name/nickname
Current Balance
Example: 4,500 balance
Monthly Payment
Example: 125 minimum payment
Account Name #7
Account name/nickname
Current Balance
Example: 4,500 balance
Monthly Payment
Example: 125 minimum payment
Account name #8
Account name/nickname
Current Loan Balance
Example: 4,500 balance
Monthly Payment
Example: 125 minimum payment
Additional Cash You’d Like to Receive (Optional)
Your New Estimated Loan Amount
Includes your current mortgage, debts paid off, cash out, and estimated closing costs. | Results include a 3% (of loan amount) closing cost default setting. | The resulting monthly mortgage payment doesn’t include the cost of Mortgage Insurance (MI), which may be required.
Current Expenses
New 30-Year Option
Includes Principal, Interest, Taxes & Insurance
30-Yr Rate
New 20-Year Option
Includes Principal, Interest, Taxes & Insurance
20-Yr Rate
New 15-Year Option
Includes Principal, Interest, Taxes & Insurance
15-Yr Rate
APRs are not displayed in this estimate. Actual APRs will vary based on loan terms, fees, and borrower profile and will be provided in a formal Loan Estimate.
Formatting comma for exist. 1st mtg bal.
Formatting comma.1st mtg payment
Formatting comma.Property Tax
Formatting comma.homeowners insu.
Formatting comma.Flood ins.
Formatting comma for exist. 2nd mtg bal.
Formatting comma.2nd mtg payment
Formatting comma for cash requested
Base Loan Amount (Before Closing Costs)
Includes your current mortgage balance, debts paid off, additional cash received, and estimated closing costs.
Estimated Closing Costs (3%)
this is base loan amount x 3%
30-Year Monthly Factor-Hidden
20-Year Monthly Factor-Hidden
The 15-Year Monthly Factor-Hidden
30-Year P&I Only-Hidden
20-Year P&I Only-Hidden
15-Year P&I Only-Hidden
Source
did this come from a QR code or link
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Name
Where should I send your no obligation analysis?
example@example.com
This calculator is for educational purposes only and does not constitute a loan application or offer of credit. Results are estimates and subject to verification. By submitting, you consent to receive this summary by email and follow-up information related to your inquiry.
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Cash Flow & Refinance Scenario Calculator

Current 1st Mortgage

Current 2nd Mortgage or Home Equity Loan (HELOC)

Debts to be paid

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