• Interest-Free Loan - Check Your Eligibility

    The Hodge Foundation’s Interest‑Free Loan Fund is here to support people experiencing short‑term hardship or unexpected life events. This form is a quick check to help us understand whether our loan fund is the right support for your situation and whether you are eligible to move on to the full application.

  • This application takes around 10 minutes to complete.

    No documents are required at this stage.
    If your request looks like it meets our criteria, we’ll invite you to complete a more detailed Stage 2 application.

    We want to help as many people as we can but are unable to support if:

    • Work and Income can help with the purchase
    • you are on a Single Jobseeker Support Benefit
    • you are not able to make reasonable sustainable repayments

    Please visit our Extra Support page which has a range of services and agencies that may be able to help.

  • Before You Start

  • Privacy Statement. Your privacy matters to us. The information you share is used only to:
    • understand your situation
    • assess whether our loan fund is suitable
    • contact you through the process when needed
    We keep your information confidential and treat every application with dignity and respect.
    You have the right to request access to or correct your personal information at any time.
    Please read our full privacy policy here

  • About You

  • Are you 18 years of age or older?*

  • Thanks for letting us know. Applicants are generally required to be 18 or older, but we may still be able to assist in exceptional circumstances. Please continue with the rest of the form and a member of our team will follow up with you directly to discuss your situation.

  • Date Of Birth*
     / /
  • Format: (000) 000-0000.
  • Are you a New Zealand citizen, permanent resident, or do you currently hold a valid work or student visa?*
  • Are you currently living in New Zealand?*

  • Loan Details

  • How soon is this needed?*

  • Your Income and Financial Snapshot

  • Repayments

    Our goal is to provide support — not create further stress. To do this, we must assess whether the requested loan amount and repayments are realistic and sustainable. This section is an initial check only. If eligible, Stage 2 will include a more detailed review of income and expenses before any final approval is made. Please answer honestly so we can assess whether this loan is likely to be manageable for you.
  • In your current financial position are you able to make regular repayments towards a loan?*
  • Have you defaulted on any loans or repayments in the past 12 months?*
  • Are you currently bankrupt or in an insolvency arrangement?*
  • Have you applied for or explored any other assistance? (e.g. Work & Income, employer support, insurance claim, bank overdraft)*
  • Have you applied for an Interest-Free Loan with us before?*
  • Do you or anyone living with you currently have an active loan with The Hodge Foundation?*

  • Declaration & Consent

  • By submitting this form:

    • You confirm that the information provided is true and accurate to the best of your knowledge.
    • You understand that providing false or misleading information may result in your application being declined.
    • You consent to your information being collected and assessed for the purpose of determining loan eligibility.
    • You understand that being approved to proceed to Stage 2 does not guarantee final loan approval.
    • You understand that progressing to Stage 2 may involve further communication, including a phone discussion to confirm details relevant to your application.
  • Today's Date*
     / /

  • About Your Eligibility

  • Based on your answers, it looks like our Interest-Free Loan Fund may not currently be available to you - it's generally reserved for New Zealand citizens, permanent residents, or valid work/student visa holders who are currently living in New Zealand.

     

    If you believe this doesn't reflect your situation, please explain below and a member of our team will take another look before getting back to you.

  • Thanks for completing this application. Click submit below and a member of our team will be in touch.

  • Should be Empty: