Capital Readiness Assessment

  • Capital Readiness Assessment

    A preliminary intake to assess eligibility for capital review.

  • This assessment collects foundational business information used to evaluate eligibility for further capital considerations. 

    Responses are used to identify strengths, gaps, and recommended next steps. Completion of this assessment does not guarantee approval, capital access, or financing of any kind.

    The assessment takes approximately 7–10 minutes to complete. Please answer each question accurately and completely.

    No sensitive personal information is collected. Do not provide Social Security numbers or authorize credit checks.

    An email address is required to associate this assessment and to provide written confirmation of the assessment outcome.

    your information is used solely for assessment and review purposes and is not sold or distributed. 

  • Section 1: Business Identity & Status

    This section confirms basic business details lenders require to verify jurisdiction, structure, and operating status.
  • Business Structure*
  • Is the business currently in operation?*
  • Do you currently have an EIN?*

  • Section 2: Ownership & Control

    This section helps assess decision-making authority and ownership structure, which lenders review when evaluating risk and accountability.
  • Does the business have more than one owner?*
  • Is ownership shared evenly among owners, or primarily held by one individual?*
  • Do you have primary decision making authority for the business?*

  • Section 3: Business Model & Revenue

    This section helps evaluate how the business generates revenue and whether cash flow is sufficient to support future obligations.
  • What does the business primarily sell?*
  • Who is the business’s primary customer?*
  • How does the business plan to generate revenue*
  • Is the business currently generating revenue?*
  • Duration of historical revenue?*

  • Section 4: Use of Capital

    This section clarifies how much capital is being requested, how it will be used, and whether the business has the financial capacity to support new obligations.
  • Are you currently seeking capital?
  • Primary intended use of capital request*
  • Does the business owner currently have access to funds equal to approximately 10% of the capital sought?
  • Does the business currently have existing debt or financing obligations?

  • Section 5: Financial Information & Records

    This section reviews the basic financial information lenders require to assess stability, transparency, and repayment capacity.
  • Does the business currently maintain a Profit & Loss statement (P&L)?
  • Does the business currently maintain a Balance Sheet?
  • Does the business currently have cash flow projections?
  • How are the business’s financial records currently prepared?
  • Does the business maintain a separate business bank account?

  • Section 6: Strategic Planning & Documentation

    This section evaluates whether the business is strategically documented and prepared for lender review.
  • Do you currently have a written business plan?*
  • Does your business plan include the following? (Check all that apply)
  • Are you open to revising or strengthening your business plan if gaps are identified?

  • Section 7: Credit & Cash Flow Capacity

    This section collects self reported credit and cash flow information to provide context on repayment capacity. No credit checks or reports are accessed.
  • Approximate personal credit range*
  • Have you or your business had any recent bankruptcies, defaults, or tax liens within the past 7 years?*
  • Are personal guarantees available if required by a lender?*
  • Has the owner invested personal capital into the business?

  • Assessment Summary & Next Steps

  • Thank you for completing the Capital Readiness Assessment. The information you provided is used to identify potential next steps and determine how your business may be positioned for future capital discussion. This assessment is informational only and does not constitute an application, offer or approval

  • Based on your responses, your business may be suitable for further review, or may bennefit from additional planning and structure before entering formal capital conversations. In either case, the goal is to ensure the next step you take is productive, aligned, and appropriate for your current stage. 

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