PLEASE READ CAREFULLY!
(TERMS & CONDITIONS)
Make sure that the information you submit is accurate and correct as reported on your credit report. Any non-posting tradelines due to inaccurate or incomplete information will not be refunded nor replaced.
Tradelines will usually stay on your report for 14-30 days and take anywhere from 2-30 days after the statement date to post. The lines report for up to 60 days but I only guarantee 30 days. It is imperative that you utilize your tradeline as soon as it has posted to your report to avoid any issues. Lines will only be replaced if you were not added for any reason or an error was made on my end.
All sales are final. We are no longer guaranteeing posting, only that you or your client will be added. There are a lot more factors that play a part when it comes to tradelines posting that is out of our control. So again, the only time where a tradeline will be replaced is if we cannot provide you a screenshot as proof that you were added or if there was an error on my end! We will replace your tradeline with another tradeline comparable to what was previously purchased.
You will receive a confirmation screenshot confirming that your name has been added. In some cases I may send your confirmation sooner than the closing date. Please keep in mind that me sending the confirmation early does not change the fact that your line will post normally 2-14 days after the closing date. Please always check for the closing date and reference that date when checking your report for your tradline.
BUREAU POSTING AND ADDRESS MERGING!
We can not guarantee posting to all 3 bureaus!
Tradelines post by matching the information you provide with what exists on your credit file.
When a tradeline posts it means the information matched successfully, usually the other bureaus will post in the coming days. If a tradeline posts to one bureau but not the others even after a few days have past, the issue is with the information on your credit report and not the Tradeline itself. If the problem were with the Tradeline it wouldn't post at all, you need to verify what is reporting to all 3 bureaus and make sure that they each match all across the board!
For certain Banks you are required to merge the address for your tradeline. I will always post the address for non-leased lines on my channel. Leased lines the address will be sent to you directly to protect the privacy of the cardholder.
Wells Fargo, Citi Bank & Barclays Bank will require an address merge. Chase, Bank Of America & American Express do not require an address merge.
YOU MUST SAVE THE ADDRESS TO ENSURE POSTING
If you have multiple addresses:
1. Please save the address linked with the earliest statement date.
2. After the initial tradeline reports, replace it with the second address on the seventh day following the statement date.
3. If there is a third tradeline with a different address, and it has been at least 7 days since the statement date of that card, save the address associated with that card and order a new report.
Please follow these instructions if not done so already.
If you don't have a monitoring site yet, go to experian.com, myfreescorenow.com, smartcredit.com, myscoreiq.com, or identityiq.com and create an account (no Credit Karma).
a.) Log in to the site where you monitor your credit (NO wallethub, NO CREDITSESAME.COM, NO TRANSUNION.COM, NO CREDITWISE.COM, NO EQUIFAX.COM, NO CREDITKARMA.COM)
b.) Go to Profile/Account Settings/Account details.
c.) Look for the address tab and change the address to the one listed for your tradeline.
d.) Click confirm. (Leave the 6 months or longer option alone unless advised otherwise.
FRAUD ALERTS & STATEMENTS!
PLEASE MAKE SURE THAT THERE ARE NO FRAUD ALERTS OR STATEMENTS ON ANY OF THE BUREAUS. THIS WILL PREVENT YOUR LINE FROM POSTING, AND YOU WILL NOT BE ELIGIBLE FOR A REFUND OR REPLACEMENT FOR NON-POSTING!
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