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  • What type of UK pension do you have? (select all that apply)*
  • What services do you need help with?*
  • What brings you to us today?*
  • What brings you to us today?*
  • What are you looking for help with?*

  • Good news

    Based on the information you’ve shared, you’re eligible for a complimentary discovery call with our specialist team.

    To help us connect you with the adviser best suited to your needs, we just need a few contact details.

    Click Next to complete your enquiry.

  • Thank you for contacting us about your UK pension

    bdhSterling are a dual-licensed financial planning firm, specialising in expat finances across Australia and the UK. Based on your enquiry, it appears you’re asking about the UK State Pension. Our services don’t cover State Pension advice, as this benefit cannot be transferred or consolidated with other pension arrangements.

    If you have other UK pensions (workplace or private pensions) or additional financial assets and would like advice, please click "Back" to update your selection.

    Otherwise, click "Next" to provide your details so we can email you further information.

  • Thank you for your enquiry about transferring your UK public sector pension

    UK public sector pensions (including NHS, Teachers, Civil Service, Police, Armed Forces, and Local Government pensions) are unfunded defined benefit schemes are not eligible for transfer to Australia or any overseas pension scheme. These pensions remain payable to you for life from the UK.

    Your Options:

    • The pension remains with your UK scheme
    • You can claim it at your scheme’s retirement age
    • It can be paid into a UK or Australian bank account
    • Contact your scheme administrator for specific rules

    Think you've missed something? If you have other assets, investments, or additional private pensions, please click "Back" to update your details.

    Otherwise, click "Next" to provide your details so we can email you further information.

  • Thank you for contacting us and considering bdhSterling for your financial planning needs.

    Our services are designed for individuals with a certain level of assets, and based on the information provided, we’re not the right fit for your current circumstances.

    However, we’d still like to support you with resources that can help you make informed financial decision, click "Next" to provide your details so we can send you our specialist guides and monthly insights.

    Think you’ve missed something? If you have additional assets or pension values not included in your initial selection, please click "Back" to update your details.

  • Thank you for contacting us and considering bdhSterling for your financial planning needs.

    Our services are designed for individuals with a certain level of assets, and at this time, your current circumstances fall just below that threshold.

    While we may not be the best fit right now, we’d still like to provide value and keep in touch as your situation evolves, click "Next" to provide your details so we can send you our specialist guides and monthly insights.

    Think you’ve missed something? If you have additional assets or pension values not included in your initial selection, please click "Back" to update your details.

  • Thank you for contacting us about your UK pension

    bdhSterling are a dual-licensed financial planning firm, specialising in expat finances across Australia and the UK. Based on your enquiry, it appears you’re asking about the UK State Pension. Our services don’t cover State Pension advice, as this benefit cannot be transferred or consolidated with other pension arrangements.

    If you have other UK pensions (workplace or private pensions) or additional financial assets and would like advice, please click "Back" to update your selection.

    Otherwise, click "Next" to provide your details so we can email you further information about where you may be able to find further assistance with your State Pension enquiry.

     

  • Thank you for your enquiry about transferring your UK public sector pension


    UK public sector pensions (including NHS, Teachers, Civil Service, Police, Armed Forces, and Local Government pensions) are unfunded defined benefit schemes and not eligible for transfer to Australia. These pensions remain payable to you for life from the UK.


    Your Options:

    • The pension remains with your UK scheme
    • You can claim it at your scheme’s retirement age
    • It can be paid into a UK or Australian bank account
    • Contact your scheme administrator for specific rules


    Think you've missed something? If you have other assets, investments, or additional private UK pensions, please click "Back" to update your details.

    Otherwise, click "Next" to provide your details so we can email you further information.

     

  • Thank you for your enquiry

    We value professional partnerships and look forward to exploring how we can collaborate effectively.

    Click "Next" to provide your details so we can email you further information.

     

  • Timing Your Emigration Advice

    Emigration planning is most effective once your plans are in motion. We typically begin our specialist advice process once a visa is in progress or your move date is within the next 12 months.

    Have your plans changed? If your move date is confirmed or you've recently received a visa, please click "Back" to update your status.

    Otherwise, click "Next" to provide your details so we can email you our Moving to Australia financial checklist to use when the time is right.

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