Risk Tolerance Questionnaire
This questionnaire documents the required elements of your investment profile so we can meet our fiduciary duty and ensure all recommendations are in your best interest. Your responses will be maintained as part of your client record as required under SEC and Illinois regulations. [ilsos.gov]
SECTION 1 — Investment Objectives & Risk Tolerance
1. What is your primary investment goal?
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Long term growth with substantial fluctuation acceptable.
Moderate growth with moderate risk.
Preservation of principal with minimal volatility.
2. If your portfolio declined 20% during a market downturn, how would you respond?
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Stay invested; I understand volatility is expected.
Wait and reassess after a period of time.
Reduce risk immediately.
3. Regarding short term losses vs long term gains:
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I accept short term losses to pursue long term growth.
I balance avoiding losses and seeking growth.
I prioritize avoiding losses over seeking growth.
4. If markets decline but your portfolio declines less:
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I consider this a positive outcome.
I’m encouraged and hopeful about recovery.
I’m still unhappy; I expect positive returns.
SECTION 2 — Time Horizon & Liquidity Needs
5. What is your investment time horizon?
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6+ years
3–5 years
1–2 years
6. How important is liquidity (the ability to withdraw funds without penalty or loss)?
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Low — I do not need frequent or near-term access to funds.
Moderate — I may need some access to funds.
High — I need access to funds in the near term.
SECTION 3 — Financial Profile & Risk Capacity
7. How stable are your current income sources (salary, pension, Social Security, etc.)?
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Very stable
Moderately stable
Unstable
8. Do you have any significant tax considerations that may affect investment decisions?
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Yes
No
SECTION 4 — Investment Experience
9. How would you describe your investment experience?
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Extensive
Moderate
None/Limited
SECTION 5 — Investment Objective Classification
10. Which best describes your investment objective?
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Long term capital appreciation.
Income + moderate growth.
Preservation of principal.
RISK SCORE & CATEGORY
Total (sum of selected fields)
35 - 45 = Long Term Growth / Moderate–Aggressive
25 - 34 = Moderate Growth
9 - 24 = Conservative / Capital Preservation
I confirm that the above information accurately reflects my financial situation, risk tolerance, investment experience, liquidity needs, time horizon, and investment objectives.
I understand this information will be used to determine whether investment recommendations are in my best interest.
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