Down Payment Assistance Results
You may be eligible for the following programs!
City of Houston Homebuyer Assistance
City of Houston Housing and Community Development
The City of Houston offers up to $50,000 to income-qualified residents.
The City assists first-time homebuyers who buy a home within the city limits through their Homebuyer Assistance Program.
NEW HOME DEVELOPMENT PROGRAM
you can purchase a NHDP home at a standard price with the help of up to $50,000 in assistance through the New Home Development Program, depending on the loan pre approval. You must have a gross household income of 80% of area median income (AMI) or less.
Houston Community Land Trust
With the Houston Community Land Trust Homebuyer Choice Program, a qualified homebuyer can receive up to $150,000 or $100,000 in financial assistance grants to help lower the cost of buying a high-quality home in the City of Houston that meets the program criteria.
The homebuyer contributes what they can afford to their home purchase, usually in the form of a standard mortgage. The financial assistance grant helps cover the rest of the home's purchase price, as well as the buyer's reasonable closing costs.
Houston Community Land Trust
Harris County Community Services Department
Harris County offers up to $40,000 towards the purchase of new and pre-existing homes in the unincorporated areas of Harris County.
Harris County Single Family New Construction
Harris County’s Single-Family New Construction Program (SFNCP) provides low-to-moderate-income (LMI) individuals and families with the opportunity to purchase affordable new homes throughout Harris County. Home-buying opportunities in amenity-rich communities to qualified Harris County residents whose household income does not exceed 80% of the Area Median Income (AMI) as defined by the US. Department of Housing and Urban Development (HUD). As part of Harris County Housing & Development, the SFNCP was created to bridge the gap between a homebuyer’s mortgage lender approved loan amount and the home’s sales price. The SFNCP can provide up to 45% assistance, including price reduction and closing cost (which may cover mortgage rate buy downs).
Harris County SFARFI
As part of Harris County Housing & Community Development, the SFARFI program aims to bridge the gap between a homebuyer’s mortgage lender approved loan amount and the home’s sales price. Assistance of up to 45% can be used as a price reduction, loan down payment and closing costs (which may cover mortgage rate buy downs).
Houston Land Bank Traditional
Houston Land Bank markets quality affordable homes for sale by Houston Land Bank approved homebuilders. You must have a gross household income of 120% of area median income (AMI) or less in order to qualify.
Texas Homebuyers Program
The State of Texas offers up to 2-5% of the purchase price of your home.
Texas State Affordable Housing Corporation
The Texas State Affordable Housing Corporation offers up to 5% of the purchase price of your home.