Welcome!
Before you start, gather the following: your DOT/MC numbers, EIN, vehicle and driver lists, top shipper/broker names, gross receipts and mileage.
If everything is in front of you, this takes about 10-12 minutes.
Gross Revenue helps determine whether you qualify for a reporting-based policy — one where your premium adjusts with your actual business activity instead of being locked to a flat annual estimate. This can protect your cash flow if your revenue is seasonal or growing. If you don't have exact numbers, your best estimate works.
Our carriers generally do not permit team driving. However, the possibility of team driving arrangements can be evaluated on a case-by-case basis. Underwriting will review your 5-year loss history, SMS scores, and safety practices before a decision is made.
This gives carriers a clearer picture of your operation, which supports a stronger, more accurate submission on your behalf. What you haul and how concentrated your freight is with each shipper both factor into how your risk is rated