By clicking submit, I understand that Billcutter Inc. has not approved your loan. Billcutter Inc is a mortgage broker and does not approve mortgage loans. Billcutter will submit your loan inquiry to Figure Wholesale, a wholesale mortgage lender for approval through it's digital mortgage portal which may or may not approve your request. If approved you will be emailed with terms for you to review and accept. After you accept terms Figure may ask for additonal documentation. I also give Billcutter Inc. consent to run a "soft" credit check with no impact to my credit score to provide you an accurate quote.