The Makers' Retreat 2027 — Liability Waiver & Release

This Participation Agreement, Liability Waiver, and Release ("Agreement") is entered into between the participant named below ("Participant") and Magpie Fibers, LLC, a Maryland limited liability company ("Magpie Fibers"), in connection with participation in The Makers' Retreat, February 5–12, 2027, in Belize ("Retreat").

By signing this Agreement, Participant agrees to all terms set forth herein, including the Release of Liability, Assumption of Risk, and Cancellation Policy.

Please let us know about any pre-existing conditions, physical limitations, or dietary restrictions when you book your reservation so we can assist you in choosing appropriate activities and communicate your needs to our Belize coordinator in advance.

Belize is a developing country, and while we will make every effort to accommodate dietary restrictions, food allergies, and physical limitations, options may be more limited than what participants are accustomed to at home. Certain venues, excursions, and facilities may have physical access constraints that are beyond our control. We encourage guests with specific needs to contact us before booking so we can have an honest conversation about what is and is not feasible.

Magpie Fibers will always follow government guidelines when it comes to health and safety. Your health matters to us and we will do everything we can to protect it.

You acknowledge that exposure to illness is an inherent risk of traveling that cannot be controlled or eliminated by Magpie Fibers. Therefore, if you choose to participate in this retreat, you agree that you are assuming the risk that you may be exposed to illness and that such exposure can lead to personal injury, illness, permanent disability, or death.

You agree that due to the uncertainty of travel there may be changes to your booking due to illness or health-related circumstances, for which there may be no refund. You agree to be aware of and abide by any rules and regulations for entry into Belize and the rules of any of our suppliers.

Travel insurance is mandatory for all participants. Proof of insurance must be submitted to Magpie Fibers within 7 days of your deposit being received. Failure to provide proof of travel insurance within this window may result in cancellation of your booking, with the $150 processing fee retained.

Your travel insurance policy must include, at minimum: trip cancellation, medical coverage, and emergency evacuation. We recommend policies that also include "Cancel for Any Reason" (CFAR) coverage given the nature of international travel.

Recommended providers include: Faye (faye.com), Seven Corners (sevencorners.com), Tin Leg Gold (tinleg.com), Allianz (allianztravelinsurance.com), and World Nomads (worldnomads.com). Magpie Fibers is not affiliated with any of these providers and does not receive compensation for these recommendations.

The terms of this hold harmless and release of liability paragraph shall survive any termination or cancellation of this Agreement, whether by operation of law or otherwise.

Magpie Fibers, LLC offers retail travel services to customers, which are provided by separate and independent vendors of travel services. Magpie Fibers does not operate, control, or otherwise provide the services of the independent travel vendors. Customer agrees that Magpie Fibers acts only as agent for the client in acquiring transportation, hotel accommodations, sightseeing, and other privileges or services for the clients' benefit, and on the express condition that Magpie Fibers shall not be responsible for any loss, accident, injury, delay, defect, omission or irregularity which may occur or be occasioned, whether by reason of any act, negligence or default of any company or person engaged in or responsible for carrying out any of the arrangements, or otherwise in connection therewith.

Participant is aware that travel of the nature undertaken on this retreat may involve inherent risks. Inherent risks include, but are not limited to, risk of injury or death from: participation in adventure activities including ziplining, cave tubing, snorkeling, hiking to Mayan ruins, sunset cruises, and beach excursions; participation in informal creative activities including watercolor painting and crafting; accidents while traveling including motor vehicle collisions, collisions with animals, roadway hazards; slips and falls; criminal or terrorist acts; government actions; consumption of alcoholic beverages, tainted food, or non-potable water; exposure to the elements including heat, cold, sun, water, and wind; your own negligence and/or the negligence of others, including tour guides, other participants, Magpie Fibers and its employees, agents and/or representatives; attack by or encounter with insects, reptiles, and/or animals; accidents or illness occurring in remote places where there are no available medical services; fatigue, chill, overheating, and/or dizziness; known or unknown medical conditions; and the adequacy of medical attention once provided.

You, for yourself, and on behalf of your heirs, assigns, personal representatives and next of kin (The Releasors), HEREBY RELEASE, AND HOLD HARMLESS Magpie Fibers, LLC, its members, officers, agents, and/or employees, suppliers, and other retreat members (Releasees), of, from and against any and all claims, damages, demands, losses, and liability arising out of or related in any way to participation in The Makers' Retreat.

The cancellation policy below applies to all participants with no exceptions. All cancellation requests must be submitted in writing to retreats@magpiefibers.com.

Cancellation by Participant:
· 150 or more days before departure: Full refund, less $150 non-refundable processing fee
· 100–149 days before departure: 50% of total amount retained by Magpie Fibers
· 70–99 days before departure: 75% of total amount retained by Magpie Fibers
· Fewer than 70 days before departure: No refund

Refund amounts are calculated from total retreat cost paid at time of cancellation. Costs already committed to third-party suppliers (lodges, excursions, transportation) are non-refundable and factor into the above calculations. At Magpie Fibers' sole discretion, a refund may be issued if your spot is filled by another participant from a waitlist.

Cancellation by Magpie Fibers:
In the unlikely event that Magpie Fibers must cancel the retreat, all participants will receive a full refund of amounts paid, less any non-recoverable third-party costs already committed on the participant's behalf. Magpie Fibers' liability is limited to the refund of monies paid and does not extend to airfare, incidental expenses, or other costs incurred by the participant.

Travel insurance is strongly recommended to protect your investment against unforeseen cancellation circumstances.

This Agreement shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions. Any disputes arising under this Agreement shall be resolved in the courts of Maryland.

By signing below, I confirm that I am 18 years of age or older, that I have read and understood this Agreement in full, and that I am entering into it voluntarily and of my own free will.