2026-2027 Education Incentive Quiz

1

YOUR Name as it appears on YOUR ID card* This field is required.(Please use YOUR name even if you are not the primary enrollee. If your name doesn't match you may not receive credit for this incentive.)

First Name

Last Name

2

Please select one.* This field is required.Choose one option below.

I am an Employee/Retiree

I am a Spouse of an Employee/Retiree

3

Enter YOUR DOB* This field is required.Enter YOUR DOB in MM-DD-YYYY format, regardless if you are the primary participant or spouse.

4

Email* This field is required.Do not use the same email address for more than one quiz entry.

example@example.com

5

Phone Number* This field is required.Please provide the number you would prefer to be reached at if you need to be contacted for benefits-related information.

Area Code

Phone Number

6

Employer* This field is required.Please scroll down to select from this dropdown list.

7

Member ID Number* This field is required.(this 12-digit number can be found on your ID card)

8

MMIA is...* This field is required.Please choose the correct answer.

A self-funded pool, meaning that your employer pools money with other members in the pool to cover medical claims; premiums are based on the actual claim costs of the pool.

A for-profit insurance carrier, meaning that your employer pays a fixed premium to the insurer for coverage; any unused premiums are consumed by the carrier as a profit.

9

Sorry, the answer you selected is incorrect. MMIA is NOT a for-profit insurance carrier.* This field is required.

Go back

10

You got it! The correct answer to the previous question is "a self-funded pool."

Premiums are claim-based, meaning that they are set based off of actual claims incurred. MMIA is not an insurance agency, nor is it for-profit. If unused funds are in a surplus, excess dollars may be used to counteract premium increases in the following years and fund the Wellness Program.

11

The list below includes characteristics of a(n) ____________. (Select the best option.)* This field is required.1. Premiums are based on actual claims incurred. 2. Premiums are typically lower and more stable. 3. Premiums include administration costs, but no high overhead or profit margins. 4. Has direct access to aggregate, de-identified health data, meaning that it has insight to health trends of the group and the ability to offer programs to help mitigate health risks.

12

Sorry, your selection of a "for-profit insurance carrier" is incorrect. Please click "Go Back" and try again.* This field is required.

Go Back

13

Good job!

The correct answer is a self-funded pool! There are several benefits of pooling, including lower or more stable rates, premiums based off of actual claims experience, and no high overhead or profit margins as with an insurance company.

Additionally MMIA has access to aggregate, de-identified claims data, so we are able to dig into health trends and see if there are areas in which we can mitigate health risks, and in turn, high-cost claims.

14

MMIA Employee Benefits (EB) Wellness Program serves the purpose of all EXCEPT:* This field is required.Choose the one that does NOT fit.

Reducing the risk of potential high-dollar claims to the pool by early detection and treatment of health risks.

Providing participants with data and insights to help them take action to improve or maintain a healthier lifestyle.

To improve performance by focusing only on physical activity.

Reduce financial risks to the participant by early detection and treatment of some health risks.

15

Sorry, the answer you selected is incorrect. Please click "Go Back" and try again.* This field is required.

Go Back

16

Correct! While improved physical activity may be a byproduct of the Wellness Program, it is certainly not the sole focus. Instead, it is directly helpful in offering the following perks:

providing participants with data and insights to help them take action to improve or maintain a healthier lifestyle
reducing financial risks to the participant by early detection and treatment of some health risks
reducing the financial risks to the pool by early detection, treatment and mitigation of potential high-dollar claims

17

Our third-party administrator (TPA) that processes all of our medical claims is:* This field is required.Select the correct logo

Sapphire Resource Connection

Teladoc

Allegiance Benefit Management

CRX International

18

Sorry, the answer you selected is incorrect. You selected the logo of Sapphire Resource Connection, which is our EAP provider. Through Sapphire, all members of the medical plan and their household members are entitled to six FREE counseling sessions per issue per year. Please click "Go Back" and try again.* This field is required.

Go Back

19

Sorry, the answer you selected is incorrect. You chose CRx, which is our international mail-order program for prescription drugs. Through CRx, you can get certain brand-name drugs at no cost to you! Please click "Go Back" and try again.* This field is required.

Go Back

20

Sorry, the answer you selected is incorrect. You selected Teladoc, which offers 24/7 telemedicine access for no cost to you! Please click "Go Back" and try again.* This field is required.

Go Back

21

Correct, you selected Allegiance's logo. Allegiance is our medcial TPA, which means they manage our plan and process our medical claims.

22

Select the correct logo for our EAP provider, which offers six free counseling sessions per issue per year to those on the medical plan and their household members.* This field is required.Select the correct logo

Sapphire Resource Connection

Teladoc

Allegiance Benefit Management

CRX International

23

Sorry, the answer you selected is incorrect. You selected Teladoc, which offers 24/7 telemedicine access for no cost to you! Please click "Go Back" and try again.* This field is required.

Go Back

24

Sorry, the answer you selected is incorrect. You selected Allegiance's logo. Allegiance is our medical TPA, which means they manage our plan and process all medical claims. Please click "Go Back" and try again.* This field is required.

Go Back

25

Sorry, the answer you selected is incorrect. You selected the logo for CRx, which is our international mail-order program. Through CRx, you can get certain brand-name drugs at no cost to you. Please click "Go Back" and try again.* This field is required.

Go Back

26

Correct! You selected Sapphire Resource Connection! Not only are counseling services available through this EAP program, but they also offer financial, legal, and identity theft services.

27

If you are having issues picking up your prescription at the pharmacy, the first call you should make is to:* This field is required.Choose the logo of the correct answer.

Take Control

Proact Pharmacy Benefit Manager

Premise Health

28

Sorry, the answer you selected is incorrect. You chose Take Control's logo. Take Control is our disease and maternity management vendor. They offer programs to help keep your health in check. They also have health coaches that you speak with to complete your Health Screening Review incentive activity. Please click "Go Back" and try again.* This field is required.

Go Back

29

Sorry, the answer you selected is incorrect. You chose Premise, which offers low- to no-cost primary care at the Montana Health Centers in select locations around the state, including Helena, Billings, Missoula, Anaconda, and Butte. Members of standard and custom plans may attend for free, and HDHP members only have a $55 copay. Please click "Go Back" and try again.* This field is required.

Go Back

30

Correct, you selected Proact's logo. Proact is our pharmacy benefit manager (PBM) and they process all prescription claims in real time at the pharmacy. If you are having a problem picking up a prescription, you can often times call and speak with their Help Desk to resolve your issue right away. Their phone number can be found on your ID card.

31

When does your deductible reset?* This field is required.Select the correct choice.

32

Sorry, the answer you selected is incorrect. Please click "Go Back" and try again.* This field is required.

Go Back

33

Correct! The deductible for City of Helena plan participants resets on July 1 each year.* This field is required.Click button below and then "Next."

Awesome job! Take me to the next question.

34

Correct! Your deductible resets on January 1 each year.

35

Go to the “Printable Resource Library” on the Employer Resources page of our website. Click on the “Employee Benefits Resource Flyer.” After reviewing, mark the option below that is NOT offered to you directly through MMIA Employee Benefits.* This field is required.Choose the one that does not appear on the Resources Flyer.

Teladoc - no-cost telemedicine

CRx - no-copay international mail order prescription program

Optum Health Savings Account

Premise Montana Health Centers - low- to no-cost primary care

36

Whoops, you chose Teladoc. Teladoc's no-cost telemedicine is a valuable resource offered by MMIA Employee Benefits! Please click "Go Back" and try again.* This field is required.

Go Back

37

Whoops, you chose Premise's Montana Health Centers, which are low- to no-cost health centers MMIA members may go to for primary care. Standard and Custom plan members are able to go for free, and HDHP members only have a $55 copay for most visits, although preventive services are free. Please click "Go Back" and try again.* This field is required.

Go Back

38

Whoops, you chose CRx, which is our international prescription mail order program. This program allows you to fill certain brand name drugs at no cost to you, and they come straight to your door! Please click "Go Back" and try again.* This field is required.

Go Back

39

Correct! We do NOT offer a Health Savings Account (HSA) directly through MMIA (although your employer might) but we do offer:

Teladoc's no-cost telemedicine
Premise's Montana Health Centers for low- to no-cost primary care
CRx's international prescription mail order program that offers brand name drugs at no cost to you, and more!

40

What is the name of the international mail order program that offers certain brand name drugs to MMIA participants at no cost to them?* This field is required.Please select the correct answer.

41

Whoops, you chose Take Control, a company we partner with that offers disease management, maternity management, and risk reduction programs. They also are the voices on the other end of our Health Screening Review calls! Please click "Go Back" and try again.* This field is required.

Go Back

42

Whoops, you chose Allegiance, our medical plan's TPA. They process all of our medical claims, and should be your first call if you have questions about your EOBs, services that are covered, and so on. Please click "Go Back" and try again.* This field is required.

Go Back

43

Whoops, you chose Proact, which is our Pharmacy Benefit Manager (PBM). They adjudicate all of our prescription claims in real time when you're trying to fill at the pharmacy. Please click "Go Back" and try again.* This field is required.

Go Back

44

Correct! CRx International Mail Order offers certain brand name drugs to be delivered straight to your door.

Our program saves so much sourcing from CRx, that we celebrate our savings by offering this service to you for no cost.

To find out more, please visit crxintl.com and enter "MMIA" for your Web ID in the upper right corner. There, you will find a list of drugs that are available through this amazing program!

45

How many days from an enrollment or qualifying event (eg newly eligible for benefits, marriage, birth, loss of other coverage) to make changes to your benefit elections, coverage levels, etc? Fill in the blank: Get it done in _________.* This field is required.Clue: The answer will rhyme with "get it done."

10

31

45

180

46

Not quite! The answer you chose is not correct, and it doesn't rhyme with "get it done." Please click "Go Back" and try again.* This field is required.

Go Back

47

That's right!

Get it done in 31!

You have 31 days from your enrollment event to enroll in or change benefits. If you exceed that deadline, you will have to wait until Open Enrollment, or until another special enrollment period comes up.

48

Former participants who are no longer on the medical plan at the time of incentive distribution do NOT earn an incentive, even if they were actively enrolled on the plan at the time of Wellness Program participation.* This field is required.Click yes below to acknowledge this statement.

YESNO

49

You answered "No" to the previous question. However, you must click "Yes" to acknowledge the that you must be on the medical plan at the time of incentive distribution in order to receive an incentive. If you are not on the medical plan, you will not receive an incentive.* This field is required.Click "Go Back" and try again.

Go Back

50

When you complete your Health Screening Review call for an incentive after your screening, you MUST complete it with a Take Control health coach. This will be scheduled on our Wellness page. Follow-up calls with any other providers will NOT count towards an incentive.* This field is required.Click yes below to acknowledge this statement.

YESNO

51

You answered "No" to the previous question. However, you must click "Yes" to acknowledge that only Health Screening Review calls scheduled with a Take Control health coach will count towards your incentive. Follow up calls with other providers will not count towards your incentive.* This field is required.Click "Go Back" and try again.

Go Back

52

Once you submit this quiz, you will receive a confirmation email. Check your junk folder if it does not come to your inbox. If you DO NOT receive the email, your quiz submission was probably not received and you won't earn the incentive for this activity. The prepaid VISA card earned for participation in wellness activities expires 12 months from the date issued. Select "Yes" below to acknowledge these statements. (We also recommend you keep the confirmation email until after incentives are distributed.)* This field is required.Click yes below to acknowledge this statement.

YESNO

53

You answered "No" to the previous question. However, you must click "Yes" to acknowledge the statements to complete and submit this quiz.* This field is required.Click "Go Back" and try again.

Go back

54

Click "Submit" below to submit your quiz. Check your email inbox or spam folder for your confirmation email to verify this incentive activity has been completed. There is no need to report this activity to MMIA, but you are welcome to call and confirm your submission has been received. We do recommend saving that email until you receive your prepaid VISA card at the end of the year.