• Dream Killer Scorecard ®

    From the best-selling book The Financial Pocketknife - Beating the Dream Killers!® by James L Stoddard, Jr
  • Congratulations! You are a few minutes away from identifying the Dream Killer risks in your life!

    Congratulations! You are a few minutes away from identifying the Dream Killer risks in your life!

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  • Welcome to the Dream Killer Scorecard®.  This quick assessment is complimentary and will help you identify your Dream Killer Risks across key personal and financial areas that may make you vulnerable in achieving your life goals.      

     

    You’ll answer a short series of simple questions, with brief follow-ups when relevant, and receive a personalized score with actionable insights at the end. Your time investment will take 5 to 10 minutes and no personal financial information will be required. 

     

    Answer honestly — your results are only as strong as your inputs.

     

    The Dream Killer Scorecard® is the property of Incight Strategic Consulting.   This assessment is for educational purposes only and does not represent financial advice.  Before making any decisions on the suitability of a financial product for your personal circumstances, you should consult a financial advisor and other professionals, including but not limited to, your tax and legal professionals.

     

  • Let's get started assessing your Physical Risks.

    Let's get started assessing your Physical Risks.

  • Dream Killer Scorecard

    Q1 Physical Risks
  • Death (loss of family income) – Do you understand the term and associated risk?*
  • Death (loss of family income) – Do you have a strategy or product to manage it?*
  • Chronic Illness (permanent – diabetes, arthritis) – Do you understand the term and associated risk?*
  • Chronic Illness (permanent – diabetes, arthritis) – Do you have a strategy or product to manage it?*
  • Critical Illness (sudden – heart attack, stroke, etc.) – Do you understand the term and associated risk?*
  • Critical Illness (sudden – heart attack, stroke, etc.) – Do you have a strategy or product to manage it?*
  • Disability (inability to work) – Do you understand the term and associated risk?*
  • Disability (inability to work) – Do you have a strategy or product to manage it?*
  • Live Too Long (run out of money) – Do you understand the term and associated risk?*
  • Live Too Long (run out of money) – Do you have a strategy or product to manage it?*
  • Catastrophic Medical Expenses (ex, hospital stay) – Do you understand the term and associated risk?*
  • Catastrophic Medical Expenses (ex, hospital stay) – Do you have a strategy or product to manage it?*
  • Great Job! Let's review your Financial Risks next.

    Great Job! Let's review your Financial Risks next.

  • Dream Killer Scorecard

    Q2 Financial Risks
  • Inflation (rising cost of living) – Do you understand the term and associated risk?*
  • Inflation (rising cost of living) – Do you have a strategy or product to manage it?*
  • Market Risk (stock market volatility) – Do you understand the term and associated risk?*
  • Market Risk (stock market volatility) – Do you have a strategy or product to manage it?*
  • Taxes (impact on income and retirement) – Do you understand the term and associated risk?*
  • Taxes (impact on income and retirement) – Do you have a strategy or product to manage it?*
  • Liquidity (access to cash when needed) – Do you understand the term and associated risk?*
  • Liquidity (access to cash when needed) – Do you have a strategy or product to manage it?*
  • Debt (obligations and repayment risk) – Do you understand the term and associated risk?*
  • Debt (obligations and repayment risk) – Do you have a strategy or product to manage it?*
  • Cash Flow (income vs expenses) – Do you understand the term and associated risk?*
  • Cash Flow (income vs expenses) – Do you have a strategy or product to manage it?*
  • Excellent progress! Let's review your Environmental Risks next.

    Excellent progress! Let's review your Environmental Risks next.

  • Dream Killer Scorecard

    Q3 Environmental Risks
  • Life Emergency (unexpected major expense) – Do you understand the term and associated risk?*
  • Life Emergency (unexpected major expense) – Do you have a strategy or product to manage it?*
  • Legal Issue (lawsuits, liability) – Do you understand the term and associated risk?*
  • Legal Issue (lawsuits, liability) – Do you have a strategy or product to manage it?*
  • Losing Your Job (loss of income) – Do you understand the term and associated risk?*
  • Losing Your Job (loss of income) – Do you have a strategy or product to manage it?*
  • Poor Economy (economic downturn) – Do you understand the term and associated risk?*
  • Poor Economy (economic downturn) – Do you have a strategy or product to manage it?*
  • Just one more section! Let's review your Personal Risks.

    Just one more section! Let's review your Personal Risks.

  • Dream Killer Scorecard

    Q4 Personal Risks
  • Lack of Knowledge (financial understanding) – Do you understand the term and associated risk?*
  • Lack of Knowledge (financial understanding) – Do you have a strategy or product to manage it?*
  • Divorce (financial separation impact) – Do you understand the term and associated risk?*
  • Divorce (financial separation impact) – Do you have a strategy or product to manage it?*
  • Fear (emotional decision making) – Do you understand the term and associated risk?*
  • Fear (emotional decision making) – Do you have a strategy or product to manage it?*
  • Procrastination (delaying financial decisions) – Do you understand the term and associated risk?*
  • Procrastination (delaying financial decisions) – Do you have a strategy or product to manage it?*
  • Congratulations!

    Congratulations!

    Your results are ready. Answer the questions below to receive your detailed report and choose whether you’d like professional guidance.
  • Date
     / /
  • Would you like your detailed report emailed to you?*
  • If you don't currently work with a financial professional, would you like to be connected with one?*
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