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Take Your First Step
Currently we are only able to help people who are looking to buy in the next 0-6 months.
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1
How Can We Help?
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A. Buy My First Home
B. Upgrade My Current Home
C. Buy An Investment property
D. Refinance My Mortgage
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2
What Budget would you like to get pre-approved for?
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This is how much you want to buy the property for.
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3
How much deposit do you have? (Include kiwisaver, savings, shares, gifts)
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5% - 9% of ideal purchase price
10% - 20% of ideal purchase price
+20% of ideal purchase price
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4
Which bank(s) does your income get paid into?
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If your partner gets paid into a different bank then you, list both here.
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5
What is the total combined income of all applicants applying for the mortgage?
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This is before tax per year of all applicants combined.
Less than $100k
$100k - $150k
$150k - $250k
More than $250k
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6
What is the total combined debt of all applicants applying for the mortgage?
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Short term debt like credit card limits (not owed), Personal loans, car loans, afterpay. Do not include student loans.
Less than $10k
$11k - $20k
$21k - $30k
More than $30k
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7
When would you like to buy this house?
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As soon as possible
1-3 months
3-6 months
6 months or more
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8
Full Name
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First Name
Last Name
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9
Email Address
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example@example.com
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10
Phone Number
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Please enter a valid phone number.
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11
What is the purpose of the refinance?
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Select all that apply
Get cash back
Top up for renovations
Top up for debt consolidation
Top up to buy another property
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12
Are you aware that refinancing means that you will be switching banks, are you ok with this?
*
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Yes
No
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13
What is the total value of all properties you currently own?
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This just needs to be an estimate. Use homes.co.nz to check if you are unsure.
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14
What is the total existing mortgage debt of all applicants?
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This will be the mortgage(s) owing on the properties you already own. If you o not have any properties then just type zero.
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15
How many years are left on the whole mortgage?
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16
What is the average interest rate you are paying?
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3-4%
4-5%
5-6%
6-7%
7%+
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17
How long until the fixed portion(s) of your mortgage expire?
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(use the average length as there may be varying durations)
0 - 3 Months
4 - 6 Months
More than 6 months
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18
Full Name
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First Name
Last Name
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19
Email
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example@example.com
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20
Phone
*
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Please enter a valid phone number.
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21
What best describes your current situation?
*
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Home owner, looking to use equity to buy an investment property
Home owner, wanting to turn current home into investment & buy new home
This investment property will be my first purchase
Other
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22
How much would you like to buy the investment property for?
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23
What is the total combined income of all applicants applying for the mortgage?
*
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This is before tax per year of all applicants combined.
Less than $100k
$100k - $150k
$150k - $250k
$250k - $300k
$300k - $350k
$350k+
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24
What is the total value of all properties you currently own?
*
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This just needs to be an estimate. Use homes.co.nz to check if you are unsure.
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25
What is the total existing mortgage debt of all applicants?
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This will be the mortgage(s) owing on the properties you already own. If you o not have any properties then just type zero.
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26
When would you like to buy this house?
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As soon as possible
1-3 months
3-6 months
6 months or more
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27
Full Name
*
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First Name
Last Name
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28
Email
*
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example@example.com
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29
Phone
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Please enter a valid phone number.
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