Chase Murphy, Inc.
A Missouri C-Corporation

This Affiliate/Partner Agreement ("Agreement") is entered into between Chase Murphy, Inc., a Missouri Corporation ("Company"), and the undersigned applicant ("Partner").

Partner is an independent marketing referral partner and not an employee, agent, joint venturer, franchisee, legal representative, or partner of the Company.

Nothing in this Agreement creates an employment relationship.

Partner is solely responsible for their own taxes, business expenses, insurance, and legal compliance. The Company does not direct, supervise, or control the manner or means by which Partner promotes the Company's products and course, beyond the standards stated in this Agreement.

To be eligible to participate in the Partner program, the following conditions must be met before any affiliate link, tracking code, or commission eligibility is issued:

- Partner must submit a completed and valid IRS Form W-9 prior to activation. No affiliate link or tracking code will be issued and no commission will be paid until a valid W-9 is on file.

- Activation into the program is at the sole discretion of the Company. The Company may reject any application or remove any active Partner at its discretion, with or without cause, consistent with applicable law.

Partner is solely responsible for all federal, state, and local taxes on commissions received.

The Company will issue IRS Form 1099-NEC to any Partner who receives $600 or more in commissions during a calendar year, in accordance with applicable IRS requirements.

A completed and valid IRS Form W-9 must remain on file at all times. Failure to maintain a current W-9 on file may result in suspension of commission payments until compliance is restored.

Standard Digital Products (excluding the course/workshop):
Partner earns a flat 20% commission on all qualified net sales directly attributed through the Partner's approved tracking code. There are no tiered increases on digital product (ie., workbooks and/or other digital downloads) commissions.

Premium Course/Workshop:
Commission on course enrollments is tiered based on the number of verified qualified enrollments attributed to the Partner within a single defined six-week cohort cycle, as follows:

1-10 qualified enrollments: 10% commission per enrollment

11-20 qualified enrollments: 15% commission per enrollment

21 or more qualified enrollments: 25% commission per enrollment, applied retroactively to all qualified enrollments generated by Partner during that same cohort window

The Company determines and communicates official cohort dates, enrollment windows, and qualification periods. Retroactive commission adjustments will be calculated and paid in the month following the close of the cohort enrollment window in which the threshold was reached.

Commission is earned only on completed, cleared, non-fraudulent, non-reversed, net transactions successfully processed and received by the Company.

No commission is owed on any of the following:

Chargebacks or payment disputes until finally resolved in the Company's favor, at which point commission eligibility on the recovered transaction will be evaluated and paid per the standard payout schedule in Section 9.

Failed or declined payments. Fraudulent transactions. Duplicate purchases. Transactions subject to any discretionary refund issued by the Company. Self-referrals. Transactions not properly attributed through the Partner's approved tracking code at the time of purchase.

The Company requires that all course enrollees have completed The Trilogy — the complete three-workbook system available at payhip.com/sharonchase — prior to enrollment in any course or workshop offer.

Partners are responsible for communicating this prerequisite clearly and accurately to any prospective enrollee they refer.

Enrollment verification is conducted as follows: applicants must provide the email address used to purchase The Trilogy on Payhip. The Company will cross-reference this against purchase records. If no matching purchase record exists, enrollment will be denied. Applicants who used a different email address for their Trilogy purchase must provide their original Payhip purchase confirmation receipt for manual verification.

The Company reserves the right to deny enrollment to any applicant for any reason, including failure to meet prerequisite standards.

The Company offers a free one-hour preview session approximately one week prior to the start of each course cohort. Attendance at the preview session is open to prospective enrollees and does not require prior payment.

All preview session attendees receive a complimentary digital copy of Kick Rocks: The Book — Be Real. Be Free. Be You. by Chase Murphy, Jr. at no charge.

Partners are encouraged to use the free preview session as their primary referral tool. Partners invite prospective enrollees to attend the preview session. The preview session and complimentary materials serve to inform prospective enrollees of the nature and content of the course prior to any enrollment commitment.

All course enrollments are final and non-refundable once enrollment is completed. Prior to enrolling, prospective participants may be provided the opportunity to attend a complimentary preview session, review complimentary materials, or access free product samples, as determined by the Company. By enrolling, the enrollee acknowledges they have had a reasonable opportunity to evaluate the program and make an informed purchase decision.

Each Partner receives a unique tracking code. Commission is attributed based on the enrollee or buyer entering the Partner's unique tracking code at checkout on Payhip.

For course enrollments, attribution may also be established through the Partner's unique preview session registration link, provided the prospective enrollee's email address at registration matches the email address used at enrollment checkout. If an enrollee or buyer fails to enter the Partner's tracking code at checkout and no registration link match exists, no commission will be attributed regardless of the Partner's role in the referral. The Company will make reasonable good-faith efforts to resolve disputed attributions. In cases where reasonable evidence supports attribution to a Partner, the Company will resolve the dispute in the Partner's favor.

Commissions are paid monthly by the 15th of the month following the month in which commissions were earned and cleared. The Company may delay payout for reasonable fraud review, payment clearance, processor holds, or administrative issues. Minimum payout threshold: $100.00. Commissions below this threshold will roll to the following month until the threshold is reached.

Payments will be made via PayPal, Zelle, ACH, or such other method as the Company selects and communicates to Partner.

Partner must comply with all applicable Federal Trade Commission disclosure requirements. Every promotional post, video, email, social media content, or any other communication in which Partner promotes Company products or the course must include a clear and conspicuous disclosure that Partner earns a commission on sales generated through their referral link or code.

Acceptable disclosure language includes but is not limited to: "I earn a commission if you purchase through my link" or "Affiliate link — I may earn a commission at no additional cost to you." Failure to comply with FTC disclosure requirements is grounds for immediate termination of this Agreement and forfeiture of unpaid commissions.

Partner may truthfully and accurately promote the Company and its products. Partner may not do any of the following: Make false or misleading claims about any product or the course. Promise specific outcomes or results to prospective buyers. Make income claims without prior written approval from the Company. Use spam tactics including unsolicited messages, comment spam, or inbox flooding. Impersonate the Company or any representative of the Company. Misrepresent pricing, terms, refund policies, or enrollment prerequisites. Run paid advertisements using Company trademarks or brand names without prior written approval. Use deceptive scarcity tactics or fabricated testimonials. All marketing must comply with applicable federal, state, and local laws and regulations.

Partner may share their honest personal experience with Company products. Partner may not state or imply that Company products or the course guarantee any of the following: Healing or recovery of any kind. Relationship success or improvement. Financial gain or income. Personal transformation or life change. Business growth. Any specific result or outcome of any kind. Violation of this section is grounds for immediate termination and forfeiture of unpaid commissions.

All trademarks, brand names, logos, product names, course materials, content, and brand assets of the Company remain the sole property of Chase Murphy, Inc. No ownership rights, licenses beyond promotional use, or intellectual property rights of any kind are transferred to Partner under this Agreement.

Partner may use Company-approved promotional materials only in the manner and context approved by the Company.

Partner agrees to keep confidential all non-public business information disclosed in connection with this Agreement, including but not limited to pricing structures, commission rates, business strategy, customer data, internal materials, and enrollment numbers.

This obligation survives termination of this Agreement.

Either party may terminate participation in this program at any time, with or without cause, by providing written notice to the other party.

Upon termination:
Future commissions cease on all future sales or enrollments occurring after the termination date. Earned and approved unpaid commissions for completed transactions prior to termination remain payable per the payout schedule in Section 9.

The Company may deactivate Partner's tracking codes and links immediately upon notice of termination.

Termination for fraud, material misrepresentation, FTC disclosure violations, outcome guarantee violations, or serious misconduct may result in forfeiture of unpaid commissions to the extent permitted by applicable law. 

The Company's total liability to Partner under this Agreement shall not exceed the total commissions earned and approved but unpaid to Partner at the time the claim arises.

The Company is not liable for indirect, incidental, consequential, punitive, or speculative damages arising from participation in this program, including but not limited to lost profits, lost revenue, or lost business opportunities.

This Agreement is governed by the laws of the State of Missouri, without regard to conflict of law principles.

Any dispute arising under this Agreement shall first be subject to good-faith negotiation between the parties. If negotiation fails to resolve the dispute within thirty days, the parties agree to submit the dispute to binding arbitration in St. Louis, Missouri under the rules of the American Arbitration Association. Either party may pursue claims individually in small claims court for disputes within that court's jurisdictional limits without first submitting to arbitration.

This Agreement constitutes the entire understanding between the parties with respect to the affiliate/partner relationship and supersedes all prior discussions, representations, or agreements regarding the same subject matter.

The Company may revise this Agreement from time to time. Any revision shall become effective only upon Partner’s written or electronic acceptance, which may include acceptance through an online portal, email confirmation, or other legally recognized method of consent.

I have read, understood, and agree to the terms of this Agreement in full.