National Direct Finance(Vic) Pty Ltd

National Direct Finance(Vic) Pty Ltd

Secure client finance application
Privacy Notice

Your personal and financial information is collected by National Direct Finance (Vic) Pty Ltd (Credit Representative No. 442329) solely for the purpose of assessing your finance application under the Privacy Act 1988 (Cth). It will not be shared with third parties without your consent. You have the right to access and correct your information at any time by contacting us at admin@nationaldirectfinance.com.au or 1300 836 546.

CREDIT GUIDE

National Direct Finance (Vic) Pty Ltd (Credit Representative No. 442329) of Mildura Finance Pty Ltd (ACL No. 385395) | Address: Level 1, 2 Roche Street, Hawthorn VIC 3122 | Tel: 1300 836 546 | Email: admin@nationaldirectfinance.com.au

OUR CREDIT LICENSEE: Mildura Finance Pty Ltd ABN 28 089 538 198 | ACL No. 385395 | 158-164 Langtree Avenue, Mildura VIC 3500 | Tel: 1300 730 856 | Email: info@mildurafinance.com.au

ABOUT THIS CREDIT GUIDE: This Credit Guide sets out important information to help you decide whether to accept our assistance in obtaining a credit contract or consumer lease. It tells you who we are, how to contact us, our fees and commissions, our responsible lending obligations, and what to do if you have a complaint. We are required to provide this Credit Guide as soon as practicable after it becomes apparent we are likely to provide credit assistance to you.

WHAT WE DO: We provide credit assistance when we suggest or assist you to apply for a particular credit contract with a credit provider; suggest or assist you to apply for an increase to a credit limit; or suggest you remain in a particular credit contract. You engage us as an independent contractor to arrange a loan on your behalf.

HOW WE ARE PAID: We are paid commissions by credit providers for introducing customers. Commission ranges from 0% to 5% of the loan amount depending on the type of finance, and is only paid if your loan settles. We may also receive volume bonuses from credit providers where volume targets are met. We may charge a broker fee of up to $2,000 (inc. GST) — this will be disclosed in your Credit Quote before any application is lodged. No commission is payable by you directly to us.

REFERRAL FEES: In some cases your business may have been referred to us by third parties such as accountants or motor resellers. Where applicable, referral fees paid will be disclosed in your Credit Proposal Disclosure.

OUR CONSUMER CREDIT PROVIDERS INCLUDE: Pepper Asset Finance Pty Ltd (www.pepper.com.au) | Now Finance Group Pty Ltd (www.nowfinance.com.au) | Branded Financial Services Pty Ltd (www.brandedfinancial.com.au) | Plenti RE Limited (www.plenti.com.au) | WISR Finance Pty Ltd (www.wisr.com.au) | Firstmac Asset Funding Pty Ltd (www.firstmac.com.au). These lenders do not represent all lenders available. A full Schedule of Credit Providers is available on request.

RESPONSIBLE LENDING: We must only recommend credit products that are not unsuitable for you. To determine this we complete a Preliminary Assessment covering your requirements, financial situation, and ability to repay. You may request a copy of your Preliminary Assessment at any time within 7 years at no charge.

COMPLAINTS — Internal: Contact us on 1300 836 546 or admin@nationaldirectfinance.com.au. We will work to resolve all concerns quickly and fairly. External: If unresolved within 30 days, contact the Australian Financial Complaints Authority (AFCA) — free and independent. Tel: 1800 931 678 | Email: info@afca.org.au | Web: www.afca.org.au
I confirm I have read and understood the Credit Guide and acknowledge receipt of this document.

PRIVACY DISCLOSURE STATEMENT

National Direct Finance (Vic) Pty Ltd (Credit Representative No. 442329) of Mildura Finance Pty Ltd (ACL No. 385395)

WHY WE COLLECT YOUR INFORMATION: We collect credit and personal information to source consumer or commercial credit on your behalf, support a guarantor application, and manage the application process. If you do not provide the information sought, we may be unable to process your application.

HOW WE USE AND SHARE YOUR INFORMATION: We may disclose your information to credit providers to apply for finance on your behalf; to Credit Reporting Bodies (CRBs) to obtain a credit report; to insurers to source required insurances; and to our aggregator Mildura Finance Pty Ltd. Some service providers are located overseas including in Germany, New Zealand, United Kingdom, Malaysia, Philippines, Singapore, Vietnam, and the United States.

CREDIT REPORTING BODIES: Experian (03) 8622 1600 | www.experian.com.au — Illion 13 23 33 | www.illion.com.au — Equifax 1300 921 621 | www.equifax.com.au — Tasmanian Collection Service (03) 6213 5555 | www.tascol.com.au

YOUR RIGHTS: You may ask us to provide all information we hold about you; correct incorrect information; provide copies of our privacy policy; and request CRBs not use your information for direct marketing. Contact: admin@nationaldirectfinance.com.au | 1300 836 546. Privacy Policy: nationaldirectfinance.com.au/privacy-policy-2/

ELECTRONIC COMMUNICATION CONSENT: By proceeding you authorise us to provide documents including this Privacy Disclosure Statement, Credit Guide, Credit Quote, and Credit Proposal Disclosure by email to your nominated email address. You agree to regularly check your email for documents we send. This consent may be withdrawn at any time by contacting admin@nationaldirectfinance.com.au or 1300 836 546.

EXTENDED EFFECTIVENESS FOR COMMERCIAL CREDIT: Your consent is effective for 12 months in relation to commercial credit applications, allowing us to provide services without requiring a new privacy statement for each commercial application within that period. This does not apply to consumer credit.

APPOINTMENT TO ACT: You hereby appoint National Direct Finance (Vic) Pty Ltd as your finance broker to collect, collate, and prepare relevant documentation and forward to potential lenders and/or financial intermediaries.
I consent to the collection, use and disclosure of my personal information as described above, and I authorise National Direct Finance (Vic) Pty Ltd to act as my finance broker.

What type of finance are you applying for?
Product type
Estimated loan amount ($)
Loan purpose
e.g. Purchase of car for personal use

Applicant 1 Personal Details
Full Name

First NameMiddle NameLast Name
Date of Birth

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate of Birth
Email address
example@example.com
Mobile Number
Please enter a valid phone number.Format: 0000 000 000.
Have you lived at your current address for less than 3 years?
Residential address

Street Address

Street Address Line 2

SuburbState

Post Code
Date moved to current address

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Previous address

Street Address

Street Address Line 2

CityState

Post Code
Previous address — date moved in

DayMonthYear
2 digit day, 2 digit month, 4 digit yearComplete if less than 3 years at current address
Previous address — date moved out

DayMonthYear
2 digit day, 2 digit month, 4 digit yearComplete if less than 3 years at current address
Marital status
Number of dependent children
Enter 0 if none
Residential status
Australian citizenship status
Driver's licence number
Drivers licence expiry date

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate

Applicant 1 Employment Details
Have you been with your current employer for less than 3 years?
Occupation / job title
Employment status
Employer Name
Employer contact Person
e.g. Business owner, Direct manager, HR or payroll
Employer contact business phone number

Area CodePhone Number
Employer contact mobile phone number
Please enter a valid phone number.Format: 0000 000 000.
Employer address

Street Address

Street Address Line 2

SuburbState

Post code
Date started at current employer

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Currently under probation?
Previous Employer Name
Complete if less than 3 years at current employer
Previous occupation / job title
Complete if less than 3 years at current employer
Previous employment status
Previous employer - date started

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Previous employer - date finished

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Application type

Applicant 2 - Personal details (Joint Applications Only)
Applicant 2 — Full Name

First NameMiddle NameLast Name
Applicant 2 — Date of birth

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Applicant 2 — Email address
example@example.com
Applicant 2 — Mobile number
Please enter a valid phone number.Format: 0000 000 000.
Is Applicant 2 residing at the same address as Applicant 1?
Has Applicant 2 lived at their current address for less than 3 years?
Applicant 2 — Residential address

Street Address

Street Address Line 2

SuburbState

Post Code
Applicant 2 — Date moved to current address

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Applicant 2 - Previous Address

Street Address

Street Address Line 2

SuburbState

Post Code
Applicant 2 - Previous address date moved in

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Applicant 2 - Previous address date moved out

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Applicant 2 — Marital status
Applicant 2 — Number of dependent children
Applicant 2 — Residential status
Applicant 2 — Citizenship status
Applicant 2 — Driver's licence number
Applicant 2 — Driver's licence expiry

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate

Applicant 2 - Employment details
Has Applicant 2 been with their current employer for less than 3 years?
Applicant 2 — Occupation / job title
Applicant 2 — Employment status
Applicant 2 — Employer
Applicant 2 - Employer contact Person
Applicant 2 - Employer contact business phone number

Area CodePhone Number
Applicant 2 - Employer contact mobile phone number
Please enter a valid phone number.Format: 0000 000 000.
Applicant 2 - Employer address

Street Address

Street Address Line 2

SuburbState

Post Code
Applicant 2 — Date started with current employer

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Applicant 2 — Currently under probation?
Applicant 2 — Previous employer name
Applicant 2 - Previous occupation / job title
Applicant 2 - Previous employment status
Applicant 2 - Previous employment date started

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate
Applicant 2 - Previous employment date finished

DayMonthYear
2 digit day, 2 digit month, 4 digit yearDate

Declaration

Please review your application before submitting. By ticking the declaration below and clicking Submit you confirm that all information provided is true and correct to the best of your knowledge.

Once submitted your broker at National Direct Finance will review your application and contact you within 1 business day. You will also receive a separate email from Dropbox Sign to electronically sign your compliance documents — please check your inbox including your junk folder.

Questions? Call your personal broker Michael 0438 889 110 or email michael@nationaldirectfinance.com.au
I declare that all information provided in this application is true and correct to the best of my knowledge. I authorise National Direct Finance (Vic) Pty Ltd (Credit Representative No. 442329 of Mildura Finance Pty Ltd ACL No. 385395) to use this information for the purpose of assessing my finance application.
Applicant signature
Should be Empty:

National Direct Finance(Vic) Pty Ltd

What type of finance are you applying for?

Applicant 1 Personal Details

Applicant 1 Employment Details

Applicant 2 - Personal details (Joint Applications Only)

Applicant 2 - Employment details

Financial Details

Assets & Liabilities

Monthly Household Expenses