Benefits Risk Assesment 

  • The 4 Dimensions of Benefits Risk

    Executive Self-Assessment

  • Confidentiality Statement

    Responses are confidential and intended to support strategic discussion and assessment interpretation.

  • Format: (000) 000-0000.
  • Industry:
  • Employer Size:
  • Current Funding Structure
  • Who primarily oversees benefits strategy:

  • DIMENSION 1: Revenue Alignment

    How closely does your benefits strategy align with overall business and financial objectives?

  • 1. Our current benefits strategy reflects the way our organization operates, grows, and generates revenue.*
  • 2. Benefits decisions are evaluated alongside broader financial and operational strategy.*
  • 3. Leadership understands how workforce health, absenteeism, and turnover may impact business performance.*
  • 4. Our organization proactively evaluates future workforce needs and the role benefits strategy may play in retention and long-term stability.*

  • DIMENSION 2: Risk Optimization

    How effectively does your organization identify, understand, and respond to emerging risk?

  • 1. Our organization has meaningful visibility into the factors most impacting healthcare costs and utilization.*
  • 2. Leadership receives meaningful information that supports informed benefits-related decision-making.*
  • 3. Our organization proactively identifies emerging healthcare cost drivers before renewal periods.*
  • 4. Healthcare trends, workforce risk patterns, and utilization changes are reviewed consistently throughout the year.*

  • DIMENSION 3: Plan Architecture

    Does your current benefits structure align with your workforce, risk profile, and long-term goals?

  • 1. Our current plan structure aligns with our workforce needs and organizational risk profile.*
  • 2. Our organization regularly evaluates whether alternative funding or plan strategies may better support long-term goals.*
  • 3. Vendor, network, pharmacy, and plan solutions are evaluated against organizational objectives and cost drivers.*
  • 4. Our current benefits structure encourages informed and cost-conscious healthcare decisions.*

  • DIMENSION 4: Service & Education

    How effectively are employees, managers, and leadership supported through communication, education, and engagement?

  • 1. Employees understand how to make informed healthcare and benefits decisions.*
  • 2. Benefits education and communication are provided consistently outside of open enrollment periods.*
  • 3. Managers and leadership teams are equipped to support benefits-related conversations and employee questions.*
  • 4. Our organization measures whether education and communication efforts influence employee decision-making.*

  • Optional Reflection Questions

  • Should be Empty: