Praylor Financial Group New Client Onboarding

Praylor Financial Group New Client Onboarding

Register as a new client and complete the required contact, financial, program, policy, and acknowledgment fields from the onboarding document.
Client Contact Information
First Name
Middle Initial
Last Name
Maiden Name
Current Address

Street Address

Street Address Line 2
CityState / ProvincePostal / Zip Code
City
State
ZIP
Previous Address
Home Phone
Please enter a valid phone number.Format: (000) 000-0000.
Work Phone
Please enter a valid phone number.Format: (000) 000-0000.
Mobile Phone
Please enter a valid phone number.Format: (000) 000-0000.
Fax Number
Please enter a valid phone number.Format: (000) 000-0000.
Email Address
example@example.com
Date of Birth

MonthDayYear
Date
Social Security Number
Employed By / Employer Name
Referred By
Credit Restoration Background
Reason for Credit Restoration
Have you or your spouse ever used a credit repair company to dispute any accounts?
Name of Prior Credit Repair Company
When? / Date or Year Disputed
What Accounts Were Disputed?
What Was Said in the Disputes?
Are you planning on making any large purchases on your credit cards?
Program Selection and Policies
Program Choice
I understand that Praylor Financial Group does not keep copies of all paperwork I forward and that it is my responsibility to retain copies.
I understand that I should not send original court documents or collection notices and that Praylor Financial Group is not acting as my legal guardian or attorney.
CROA, Permission, Utilization Ratio, and Privacy Acknowledgments
Client Full Name (CROA Disclosure Acknowledgment)

First NameMiddle NameLast Name
Signature (CROA Disclosure Acknowledgment)
Client Full Name (Permission Form)

First NameMiddle NameLast Name
Signature (Permission Form)
Client Initials (Utilization Ratio Acknowledgment)
Signature (Utilization Ratio Acknowledgment)
Date (Utilization Ratio Acknowledgment)

MonthDayYear
Date
Signature (Privacy Notice Acknowledgment)
Date (Privacy Notice Acknowledgment)

MonthDayYear
Date
Privacy Policy

Praylor Financial Group respects your privacy and is committed to protecting the personal information you provide. We collect and use your information only as needed to evaluate your request, provide services, communicate with you, comply with applicable laws, and maintain our records. We may share information with service providers or as required by law, but we do not sell your personal information. By submitting this form, you consent to the collection, use, and disclosure of your information as described in this notice.
No Correspondence to Creditors

You understand and agree that Praylor Financial Group does not send correspondence, disputes, or written communications to your creditors on your behalf unless specifically agreed to in writing. Any optional services involving creditor correspondence, if offered, must be authorized separately. You remain responsible for any direct communication with your creditors unless otherwise stated in a written agreement.
Non-Refundable Fees

You understand and agree that all fees paid to Praylor Financial Group are non-refundable once services have begun, to the extent permitted by applicable law. Fees may be earned upon receipt or as services are performed, and no guarantees are made regarding specific results. By signing below, you acknowledge that you have read and understand the fee terms and that you are entering this agreement voluntarily.
Credit Repair Organizations Act

Under the Credit Repair Organizations Act, you have important rights, including the right to dispute inaccurate information in your credit file directly with the credit bureaus at no charge. You are not required to use the services of a credit repair organization to improve your credit history, credit rating, or obtain credit. Praylor Financial Group does not guarantee any specific outcome, and you should review all applicable disclosures before proceeding.
Consumer Credit File Rights under State and Federal Law clause
Clients Utilization Ratio

You understand that utilization ratio refers to the amount of revolving credit you are using compared with your available credit limit, and that it may affect your credit score. Reducing balances and maintaining lower utilization may help improve your credit profile over time, but results are not guaranteed. You acknowledge that you are responsible for your own credit decisions and for reviewing any recommendations before taking action.
This clause explains that the client has important rights to review, dispute, and correct information in their consumer credit file. It also tells them that federal and state law may give them access to their credit report, the ability to request corrections to inaccurate or incomplete information, and protections against improper use or reporting of their credit information.
Thank you for trusting Praylor Financial Group, we look forward to helping you to restore your credit to good standing and feel confident you are making the right choice by hiring our company.
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Praylor Financial Group New Client Onboarding

Client Contact Information

Credit Restoration Background

Program Selection and Policies

CROA, Permission, Utilization Ratio, and Privacy Acknowledgments