• No DOT? Still a real operation? Local tow, rollback, courier, cargo/Sprinter van, service vehicle, and intrastate accounts start here.
  • Garden Mutual Non-DOT Local Commercial Auto Intake

    Screen first: DOT trucking, real non-DOT local commercial auto, or learn more before applying.
  • This intake is for real local commercial auto operations that may not have DOT/MC authority. If you are casually shopping, do not have an operation yet, or are not local tow/courier/service/intrastate and do not intend to get DOT authority, learn more and come back when your operation is real. This is not a quote or binding request. Pricing and eligibility depend on underwriting.
  • Screening / Eligibility

  • Do you currently have a DOT or MC number?*
  • Do you intend to get a DOT number or start interstate motor carrier authority*
  • Are vehicles currently working or ready to work?*
  • Business / Contact Information

  • Format: (000) 000-0000.
  • Policy Status / Pricing Context

  • Renewal date
     - -
    2 digit month, 2 digit day, 4 digit year
  • Current policy status*
  • Vehicle Schedule

  • Vehicle Schedule Details*
  • Driver Schedule

  • Date of Birth*
     - -
    2 digit month, 2 digit day, 4 digit year
  • Driver Qualifications
  • Driver Experience and Safety Details*
  • Operation Details

  • Type of Work*
  • Operating Area*
  • Primary Jobsite Activity
  • Dealer or Auction Runs
  • Roadside Assistance Work
  • Police Rotation or Motor Club Work
  • Courier or Delivery Routes
  • Contractor / Service Work
  • Tow Details

  • Tow Operations Type*
  • On-Hook Coverage Needed
  • Garagekeepers Coverage Needed
  • Garage Liability Coverage Needed
  • Storage Lot Operation
  • Police Rotation Work
  • Motor Club Work
  • Impound, Auction, or Dealer Work
  • Courier Details

  • Cargo carried*
  • Delivery / hauling type*
  • Types of customers or contracts
  • Certificates / COI

  • Additional Insured / Endorsement Requirements
  • Safety & Proof

  • Are MVRs available?*
  • Are loss runs available?*
  • Is the vehicle schedule ready?*
  • Is the driver schedule ready?*
  • What logging method applies?
  • Available safety and monitoring support
  • Is inspection history available?*
  • Are maintenance records available?*
  • Is there awareness of DataQs, if applicable?
  • Claims

  • Any losses in the last 5 years?*
  • Types of losses
  • Any large losses in the last 5 years?
  • Any open claims currently?*
  • Available evidence
  • Review & Submit

  • Garden Mutual will review whether this belongs in a local/non-DOT commercial auto path or a DOT trucking path. Submitting this form does not bind coverage, change coverage, cancel coverage, guarantee pricing, or promise carrier acceptance.
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