Garden Mutual Non-DOT Local Commercial Auto Intake
Screen first: DOT trucking, real non-DOT local commercial auto, or learn more before applying.
This intake is for real local commercial auto operations that may not have DOT/MC authority. If you are casually shopping, do not have an operation yet, or are not local tow/courier/service/intrastate and do not intend to get DOT authority, learn more and come back when your operation is real. This is not a quote or binding request. Pricing and eligibility depend on underwriting.
Screening / Eligibility
Do you currently have a DOT or MC number?
*
Yes - I have DOT/MC
No - local/non-DOT operation
Not sure
Do you intend to get a DOT number or start interstate motor carrier authority
*
Yes, I intend to get DOT/MC
No, I am staying local/intrastate/non-DOT
Not sure yet
What best describes your operation
*
Please Select
Local tow / wrecker / rollback
Heavy tow
Local courier / cargo or Sprinter van
Contractor or service vehicle
Local/intrastate delivery
Box truck local
Other commercial auto
I do not have an operation yet
If no DOT or MC, why is the account non-DOT?
Are vehicles currently working or ready to work?
*
Working now
Ready within 30 days
Planning only / not ready
Business / Contact Information
Business legal name
*
DBA / trade name
Primary contact name
*
First Name
Last Name
Phone number
*
Please enter a valid phone number.
Format: (000) 000-0000.
Email address
*
example@example.com
Garaging address
*
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
Please Select
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
Somaliland
South Africa
South Ossetia
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
Trinidad and Tobago
Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
Isle of Man
US Virgin Islands
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Other
Country
Website or social media page
Policy Status / Pricing Context
Current carrier
Renewal date
-
Month
-
Day
Year
2 digit month, 2 digit day, 4 digit year
Date
Current premium if known
What price problem are you trying to solve
*
Current policy status
*
Currently insured
Renewal pending
No current insurance
New venture
Price problem to solve
*
Vehicle Schedule
Vehicle Year
*
Make
*
Model
*
VIN (if available)
Vehicle Type
*
Please Select
Private Passenger
Pickup
Van
SUV
Box Truck
Flatbed
Tractor
Trailer
Other
Garaging state
*
Vehicle Schedule Details
*
Driver Schedule
Driver Name
*
First Name
Middle Name
Last Name
Date of Birth
*
-
Month
-
Day
Year
2 digit month, 2 digit day, 4 digit year
Date
License State
Please Select
AL
AK
AZ
AR
CA
CO
CT
DE
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY
Other
License Number
Driver Qualifications
CDL
Hazmat Endorsement
Passenger Endorsement
No CDL
Other
Jobsites / typical jobsite descriptions
Driver Experience and Safety Details
*
Operation Details
Type of Work
*
Jobsites
Dealer
Auction
Roadside Assistance
Police Rotation
Motor Club
Courier Contracts
Route Delivery
Contractor/Service Work
Other
Operating Radius (miles)
*
Operating Area
*
Local only
Intrastate only
Both local and intrastate
Interstate/other states
Primary Jobsite Activity
Yes
No
Dealer or Auction Runs
Yes
No
Roadside Assistance Work
Yes
No
Police Rotation or Motor Club Work
Yes
No
Courier or Delivery Routes
Amazon-style routes
Other courier routes
No
Contractor / Service Work
Yes
No
Tow Details
Tow Operations Type
*
Rollback
Wheel Lift
Wrecker
Heavy Tow
Other
On-Hook Coverage Needed
Yes
No
Garagekeepers Coverage Needed
Yes
No
Garage Liability Coverage Needed
Yes
No
Storage Lot Operation
Yes
No
Police Rotation Work
Yes
No
Motor Club Work
Yes
No
Impound, Auction, or Dealer Work
Impound
Auction
Dealer Work
Other
Maximum Towed Unit Weight (lbs)
Tow Operations Details
Courier Details
Cargo carried
*
Packages
Documents
Retail goods
Groceries
Medical supplies
Pharmaceuticals
Furniture
Appliances
Other
Delivery / hauling type
*
Final-mile delivery
Contract delivery
On-demand routes
Scheduled routes
Amazon Flex-like work
Courier service
Medical courier
Pharmacy delivery
Other
Types of customers or contracts
Direct business contracts
Third-party logistics
Marketplace platform work
Retail store routes
Healthcare clients
Restaurant delivery
Residential deliveries
Other
Primary service area
*
Please Select
Local city
Metro area
Up to 25 miles
26–50 miles
51–100 miles
Over 100 miles
Typical delivery radius (miles)
Maximum cargo value per load ($)
Cargo van or box truck use
*
Please Select
Cargo van
Minivan
Sprinter van
Box truck
Step van
Other
Describe cargo and delivery operations
Certificates / COI
Broker Name
Shipper Name
Port Name
Jobsite Name
Dealer Name
Finance Company Name
Special Wording / Certificate Instructions
Additional Insured / Endorsement Requirements
Additional Insured
Waiver of Subrogation
Primary and Noncontributory
Notice of Cancellation
Other
Additional Certificate Requirements
Safety & Proof
Are MVRs available?
*
Yes
No
In Progress
Are loss runs available?
*
Yes
No
In Progress
Is the vehicle schedule ready?
*
Yes
No
In Progress
Is the driver schedule ready?
*
Yes
No
In Progress
What logging method applies?
ELD
Paper logs
Both
Not applicable
Available safety and monitoring support
Dash cam
Telematics
GPS tracking
None
Other
Is inspection history available?
*
Yes
No
In Progress
Are maintenance records available?
*
Yes
No
In Progress
Is there awareness of DataQs, if applicable?
Yes
No
Not applicable
Corrective actions taken
Claims
Any losses in the last 5 years?
*
Yes
No
Types of losses
At-fault collision
Comprehensive
Glass
Theft
Fire
Vandalism
Cargo loss
Liability claim
Other
Any large losses in the last 5 years?
Yes
No
Any open claims currently?
*
Yes
No
What happened?
*
Available evidence
Photos
Video
Police report
Repair estimate
Other
Review & Submit
Garden Mutual will review whether this belongs in a local/non-DOT commercial auto path or a DOT trucking path. Submitting this form does not bind coverage, change coverage, cancel coverage, guarantee pricing, or promise carrier acceptance.
I understand the introductory paragraph and the final notice above.
*
Yes
Document Uploads
Loss Runs
Upload a File
Drag and drop files here
Choose a file
Cancel
of
Current Policy Declarations
Upload a File
Drag and drop files here
Choose a file
Cancel
of
Motor Vehicle Records (MVRs)
Upload a File
Drag and drop files here
Choose a file
Cancel
of
Driver List
Upload a File
Drag and drop files here
Choose a file
Cancel
of
Vehicle Schedule
Upload a File
Drag and drop files here
Choose a file
Cancel
of
Certificate Requirements
Upload a File
Drag and drop files here
Choose a file
Cancel
of
Photos / Other Documents
Upload a File
Drag and drop files here
Choose a file
Cancel
of
Submit Intake
Should be Empty: