Credit Repair Inquiry Form Terms and Conditions

By submitting this Credit Repair Inquiry Form ("Inquiry Form"), you ("Client," "You," or "User") acknowledge that you have read, understood, and agree to the following Terms and Conditions. These Terms constitute a legally binding agreement between you and Fresh Start Solutions Co. L.L.C. ("Company," "We," "Us," or "Our").

1. Eligibility
You represent and warrant that you are at least eighteen (18) years of age and legally capable of entering into a binding contract. By submitting this Inquiry Form, you certify that all information provided is true and accurate to the best of your knowledge.

2. Inquiry Submission
Submission of this Inquiry Form is solely a request for information and a preliminary evaluation of your credit repair needs. Completing this form does not establish a client relationship, guarantee acceptance as a client, or obligate either party to enter into a Credit Repair Services Agreement.

Credit repair services will only begin after:

A formal Credit Repair Services Agreement has been executed by both parties;
Any required disclosures have been provided;
All applicable fees have been paid in accordance with the service agreement; and
All applicable federal and state laws have been satisfied.
3. Consent to Contact
By voluntarily providing your contact information, you expressly authorize Fresh Start Solutions Co. L.L.C. to contact you regarding your inquiry by telephone, text message (SMS), email, or other reasonable methods of communication. Standard message and data rates may apply depending on your mobile service provider.

You may opt out of marketing communications at any time; however, we may continue to contact you regarding your active inquiry or services as permitted by law.

4. Privacy and Information Security
Fresh Start Solutions Co. L.L.C. values your privacy and is committed to protecting your personal information. Information submitted through this Inquiry Form will be used solely to:

Evaluate your eligibility for credit repair services;
Communicate with you regarding your inquiry;
Provide information regarding our services; and
Comply with applicable legal and regulatory requirements.
Your information will not be sold or shared with unaffiliated third parties except as required by law or as necessary to provide requested services.

5. Accuracy of Information
You agree to provide complete, truthful, and accurate information. Fresh Start Solutions Co. L.L.C. relies on the information you provide to evaluate your inquiry.

Providing false, misleading, incomplete, or inaccurate information may delay processing, prevent us from providing services, or result in denial or termination of services.

6. No Guarantee of Results
Fresh Start Solutions Co. L.L.C. complies with all applicable federal and state laws governing credit repair services. While we strive to achieve the best possible outcome for every client, we make no guarantees or warranties regarding:

Credit score increases;
Removal of negative information;
Deletion of accounts;
Approval for loans, mortgages, credit cards, or financing; or
Any specific financial outcome.
Results vary based on each individual's credit profile, creditor responses, and applicable consumer protection laws.

7. Compliance with Applicable Law
Fresh Start Solutions Co. L.L.C. operates in accordance with the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679 et seq., the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and all other applicable federal and state laws.

Nothing contained within this Inquiry Form shall be interpreted as a waiver of any rights afforded to consumers under applicable law.

8. Limitation of Liability
To the fullest extent permitted by law, Fresh Start Solutions Co. L.L.C. shall not be liable for any indirect, incidental, consequential, or special damages arising from your submission of this Inquiry Form or your use of our services.

9. Changes to These Terms
Fresh Start Solutions Co. L.L.C. reserves the right to modify or update these Terms and Conditions at any time. Any revisions will become effective upon publication or distribution and will apply to future inquiries.

10. Acceptance of Terms
By submitting this Credit Repair Inquiry Form, you acknowledge that:

You have read and understand these Terms and Conditions.
You voluntarily consent to the collection and use of your information as described herein.
You consent to be contacted regarding your inquiry.
You understand that submitting this Inquiry Form does not create a client relationship or guarantee credit repair services.
You agree to be bound by these Terms and Conditions.
If you do not agree to these Terms and Conditions, please do not submit this Inquiry Form.